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        <title>MedWorm Tags: deductible</title>
        <description>MedWorm provides a medical RSS filtering service. Over 6000 RSS medical sources are combined and output via different filters. This feed contains the latest medical blog items that have been tagged with 'deductible'.</description>
        <link><![CDATA[http://www.medworm.com/rss/search.php?qu=%22deductible%22&t=%22deductible%22&r=Exact&o=d&f=tag]]></link>
        <lastBuildDate>Sat, 03 Sep 2011 02:25:54 +0100</lastBuildDate>
        <item>
            <title>High Deductible Health Insurance Plans Incentivize Patients To Skip Screening Tests</title>
            <link>http://www.medworm.com/index.php?rid=4921423&amp;cid=t_222498_87_f&amp;fid=39187&amp;url=http%3A%2F%2Fgetbetterhealth.com%2Fhigh-deductible-health-insurance-plans-incentivize-patients-to-skip-screening-tests%2F2011.06.10</link>
            <description>Almost half of health plans in the US have deductibles of at least $1,000 according to a new study.  It’s called “cost shifting” and it’s a big part of the future of American health care.
There are two major reasons why employers are doing this.
First, higher deductible plans are cheaper, since there is less risk to insure.  Think of your car insurance – why would you make a claim for a ding on your door when it’s cheaper for you to just pay to have it fixed (or fix it yourself)?  The higher the deductible, the lower the premium, even if it means more out-of-pocket cost for you for the small stuff.
Along these same lines is the second reason.  If employees spend more of their own money on health care, maybe they’ll be smarter about how they spend it.
It sounds good – bu...</description>
            <author>Better Health</author>
            <type>blogs</type>
        <comments>http://www.medworm.com/rss/comments.php?id=4921423</comments>
            <pubDate>Fri, 10 Jun 2011 14:00:50 +0100</pubDate>
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        <item>
            <title>The Heart And The Holidays</title>
            <link>http://www.medworm.com/index.php?rid=4253138&amp;cid=t_222498_87_f&amp;fid=39187&amp;url=http%3A%2F%2Fgetbetterhealth.com%2Fthe-heart-and-the-holidays%2F2010.12.12</link>
            <description>The human heart resides in a lighltless 98.6-degree chest cavity. Its contracting muscles are further cushioned by the well-lubricated glistening smooth pericardial sac. One wouldn&amp;#8217;t think that the heart could sense the time of year. The heart&amp;#8217;s rhythm should remain independent of the holiday season. But then there is December in the EP lab. They are as busy as the malls.
Is it the depressing weather? Or the short days? Or a post-Thanksgiving hangover? It&amp;#8217;s hard to say, but every year for as many as I can remember, the EP lab rocks in November and December. And with the advent of deductible health plans, this holiday phenomenon has only intensified.
The I-90 of the heart, the AV node, seems to give out more in the holidays. I&amp;#8217;ll never forget the Saturday in Decembe...</description>
            <author>Better Health</author>
            <type>blogs</type>
        <comments>http://www.medworm.com/rss/comments.php?id=4253138</comments>
            <pubDate>Sun, 12 Dec 2010 21:00:00 +0100</pubDate>
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        <item>
            <title>Life in the Trenches of the Health Insurance Business</title>
            <link>http://www.medworm.com/index.php?rid=3354321&amp;cid=t_222498_87_f&amp;fid=38368&amp;url=http%3A%2F%2Ffeedproxy.google.com%2F%7Er%2FDisruptiveWomenInHealthCare%2F%7E3%2FJIMisnOmNIc%2F</link>
            <description>By Stephanie Cohen. This month&amp;#8217;s health insurance nightmare: You believe the cost of your policy is too high and the benefits too low.
The situation: Sara E. was looking at new insurance options because she was concerned that her current policy cost too much and covered too little. A case in point was a recent eye exam. She had to pay for the appointment because she hadn&amp;#8217;t yet met the $1000 deductible on her current policy.
The solution: It was clear that Sara did not understand the details of the policy she had purchased. It&amp;#8217;s not unusual, but can prove problematic. In fact, we recommend that all of our customers make a list of the medical services they will likely need throughout the year. Before buying anything, we tell them to read the fine print on the policy and ask...</description>
            <author>Disruptive Women in Health Care</author>
            <type>blogs</type>
        <comments>http://www.medworm.com/rss/comments.php?id=3354321</comments>
            <pubDate>Thu, 11 Mar 2010 13:14:15 +0100</pubDate>
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        <item>
            <title>Obama’s HSA Gambit a Net Minus?</title>
            <link>http://www.medworm.com/index.php?rid=3331273&amp;cid=t_222498_87_f&amp;fid=36438&amp;url=http%3A%2F%2Ffeedproxy.google.com%2F%7Er%2FCato-at-liberty%2F%7E3%2FPRv9cOR422k%2F</link>
            <description>By Michael F. CannonPresident Obama evidently thinks that if he promises not to kill health savings accounts (HSAs), opponents will swoon for his government takeover of health care.  If that doesn&amp;#8217;t do the trick, he should make clear that his health plan would not eliminate other things too, like the Defense Department and puppies.
Of course, that hollow gesture didn&amp;#8217;t win the president any Republican support.  But it may have cost him some Democratic support &amp;#8212; or at least frayed the nerves of a few House Democrats.  According to CongressDaily:
Liberals, meanwhile, are fuming over an addition Obama made to his proposal to make the effort appear bipartisan and possibly switch the votes of moderate Democrats who opposed the House bill last year.
The Congressional Progres...</description>
            <author>Cato-at-liberty</author>
            <type>blogs</type>
        <comments>http://www.medworm.com/rss/comments.php?id=3331273</comments>
            <pubDate>Thu, 04 Mar 2010 13:42:23 +0100</pubDate>
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        <item>
            <title>Monday Links</title>
            <link>http://www.medworm.com/index.php?rid=3318374&amp;cid=t_222498_87_f&amp;fid=36438&amp;url=http%3A%2F%2Ffeedproxy.google.com%2F%7Er%2FCato-at-liberty%2F%7E3%2F3YYXAMKhxZc%2F</link>
            <description>By Chris Moody
Countdown: A quick rundown of some of the best (and worst) ideas for health care reform.


The case for high-deductible health insurance:  &amp;#8220;Of every dollar spent on health care in this country, just 13 cents is paid for by the person actually consuming the goods or services&amp;#8230;.As long as someone else is paying, consumers have every reason to consume as much health care as is available&amp;#8230;.This all but guarantees that health care costs and spending will continue their unsustainable path. And that is a path leading to more debt, higher taxes, fewer jobs and a reduced standard of living for all Americans.&amp;#8221;


McDonald v. Chicago: A new Supreme Court battle over the right to bear arms.


Reality: The real housing crisis was the bubble, not the bust. &amp;#8220;Was...</description>
            <author>Cato-at-liberty</author>
            <type>blogs</type>
        <comments>http://www.medworm.com/rss/comments.php?id=3318374</comments>
            <pubDate>Mon, 01 Mar 2010 16:58:01 +0100</pubDate>
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        <item>
            <title>The Attempted Murder of HSAs</title>
            <link>http://www.medworm.com/index.php?rid=2639559&amp;cid=t_222498_87_f&amp;fid=36438&amp;url=http%3A%2F%2Ffeedproxy.google.com%2F%7Er%2FCato-at-liberty%2F%7E3%2F25I6M-p3wGc%2F</link>
            <description>There may be nothing that more scares advocates of government-controlled health care than giving patients control over their medical treatment.  Thus, it should come as no surprise that the current versions of health care &amp;#8220;reform&amp;#8221; would kill off Health Savings Accounts (HSAs).
Explains John Fund in the Wall Street Journal:
Eight million Americans, according to the Treasury Department, are covered by plans with low-cost premiums and high deductibles that are designed for large, unexpected medical costs. Money is also set aside in a savings account to cover the deductibles, and whatever isn’t spent in one year can build up tax-free. Nearly a third of new HSA users, according to Treasury figures, previously had no insurance or bought coverage on their own.
These policies will ...</description>
            <author>Cato-at-liberty</author>
            <type>blogs</type>
        <comments>http://www.medworm.com/rss/comments.php?id=2639559</comments>
            <pubDate>Sun, 26 Jul 2009 02:01:34 +0100</pubDate>
            <guid isPermaLink="false">2639559</guid>        </item>
        <item>
            <title>Wayback Wednesday - Insurance Woes</title>
            <link>http://www.medworm.com/index.php?rid=2104586&amp;cid=t_222498_134_f&amp;fid=35187&amp;url=http%3A%2F%2Ffeeds.feedburner.com%2F%7Er%2FDiabetesDaily%2F%7E3%2F511787144%2Fwayback-wednesday---insurance-woes.php</link>
            <description>Does insurance stuff ever get easier?&amp;nbsp; Seems like it is the same types of struggles now as it was back then...----------------------------------------------------------------------------------------------------------------------------03 Mar 2000 Well, I've been on the phone with my insurance company (BCBS of MN), and so far... (Source: Diabetes Daily)</description>
            <author>Diabetes Daily</author>
            <type>blogs</type>
        <comments>http://www.medworm.com/rss/comments.php?id=2104586</comments>
            <pubDate>Wed, 14 Jan 2009 12:00:00 +0100</pubDate>
            <guid isPermaLink="false">2104586</guid>        </item>
        <item>
            <title>Double a Year-End Donation to La Leche League!</title>
            <link>http://www.medworm.com/index.php?rid=1889114&amp;cid=t_222498_87_f&amp;fid=36050&amp;url=http%3A%2F%2Ffeeds.b5media.com%2F%7Er%2Fb5media%2FBreastfeeding123%2F%7E3%2FKEGQWiGpLKQ%2F</link>
            <description>One of the best baby gifts Nicole and I received was a donation in our honor to La Leche League by Tanya, Sinead, Andi, and Jennifer. I was touched by the thoughtful gift, and pleased that one of my favorite charities would benefit. 
Gift Matching for Donations to La Leche League
If you are thinking of making a year-end donation to charity this year, give to La Leche League now and your tax-deductible gift will be doubled by generous donors! Long-time supporters and La Leche League International (LLLI) Board and staff will match your donation dollar-for-dollar, up to $50,000, between now and December 31, 2008! 
Where Will My Contribution Go?
LLLI has several exciting new projects to support for 2009. Your donation will be used to (1) create &amp;#8220;new mother packets&amp;#8221; of breastfeeding...</description>
            <author>Breastfeeding 1-2-3</author>
            <type>blogs</type>
        <comments>http://www.medworm.com/rss/comments.php?id=1889114</comments>
            <pubDate>Sun, 19 Oct 2008 17:30:39 +0100</pubDate>
            <guid isPermaLink="false">1889114</guid>        </item>
        <item>
            <title>Too Busy For Medical Podcasting &amp; Blogging? You’re Too Busy NOT To.</title>
            <link>http://www.medworm.com/index.php?rid=939241&amp;cid=t_222498_113_f&amp;fid=36474&amp;url=http%3A%2F%2Ffeeds.feedburner.com%2F%7Er%2FMedsqodPodcastingForMedicalProfessionals%2F%7E3%2F130579927%2F</link>
            <description>Dr. Man Nguyen recently wrote a very thought provoking comment.
Doctors, he notes, are extremely busy &amp;#8212; I mean extremely busy. Especially compared to years gone by, with older physicians recalling &amp;#8212; and much missing &amp;#8212; a clearly different sense of camaraderie that we no longer seem to have time for.
If he &amp;#8212; a young MD recently out of residency &amp;#8212; is so rushed that he emails his wife, how much more so are the older generation of physicians?
Information Overload Is A Chronic State Of Being
As a modern medpro, you juggle email, prescription refills, lab reviews, decreasing reimbursement, marketing responsibilities, staffing issues,
&amp;#8220;Just Work Faster And Harder&amp;#8221; may have worked in the 19th century. But it&amp;#8217;s information that is snowing you under, no...</description>
            <author>MedSqod: Podcasting for Medical Professionals</author>
            <type>blogs</type>
        <comments>http://www.medworm.com/rss/comments.php?id=939241</comments>
            <pubDate>Wed, 04 Jul 2007 22:50:01 +0100</pubDate>
            <guid isPermaLink="false">939241</guid>        </item>
        <item>
            <title>Why You MUST Change How You Market Your Medical Practice</title>
            <link>http://www.medworm.com/index.php?rid=939246&amp;cid=t_222498_113_f&amp;fid=36474&amp;url=http%3A%2F%2Ffeeds.feedburner.com%2F%7Er%2FMedsqodPodcastingForMedicalProfessionals%2F%7E3%2F117396221%2F</link>
            <description>In case you&amp;#8217;ve been sleeping in a cave these past few years, here&amp;#8217;s a newsflash:
How people utilize and pay for medical services is mutating.
Rapidly. Like a freight train that changes boxcars at every stop.
And if you&amp;#8217;re not careful about keeping up with it, that train is going to run your medical practice over &amp;#8212; or leave you behind, at the very least. (more&amp;#8230;) (Source: MedSqod: Podcasting for Medical Professionals)</description>
            <author>MedSqod: Podcasting for Medical Professionals</author>
            <type>blogs</type>
        <comments>http://www.medworm.com/rss/comments.php?id=939246</comments>
            <pubDate>Thu, 17 May 2007 10:15:20 +0100</pubDate>
            <guid isPermaLink="false">939246</guid>        </item>
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