MedWorm provides a medical RSS filtering service. Over 6000 RSS medical sources are combined and output via different filters. This feed contains the latest medical blog items that have been tagged with 'finances'. 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Productivity501 blogs http://www.medworm.com/rss/comments.php?id=4902720 Mon, 06 Jun 2011 17:00:31 +0100 4902720 http://www.medworm.com/index.php?rid=4902423&cid=t_115713_87_f&fid=39187&url=http%3A%2F%2Fgetbetterhealth.com%2Fthe-myth-of-the-rich-doctor%2F2011.06.05 This is my column in June’s EM News. ‘But you’re a rich doctor, right?’ Have you had that conversation? There’s a certain expectation of physicians, that we’re all just filthy rich, overflowing with boxes of cash tucked neatly away beneath our gilded beds. When we were building our house, our builder talked with my wife: ‘Jan, I want you to meet me to look for counters and cabinets. Don’t bathe the kids. Put them in dirty play clothes and don’t wear anything nice. Don’t ever tell them your husband is a doctor.’ He’s a wise man. What he knew was that the word ‘doctor’ means ‘cash.’ Or at least, means ‘cash’ to the popular mind. I wonder if this perception is the reason patients come to the emergency department and say things like this: ‘I don’t have ... Better Health blogs http://www.medworm.com/rss/comments.php?id=4902423 Sun, 05 Jun 2011 17:00:02 +0100 4902423 http://www.medworm.com/index.php?rid=4724174&cid=t_115713_134_f&fid=35213&url=http%3A%2F%2Ffeedproxy.google.com%2F%7Er%2Fblogspot%2FYNchP%2F%7E3%2FJ0dM01yGv24%2Fwelcome-sar.html Sar has joined the blogging circle, I've added her blog to the links over on the right. Here's what she wrote: I am also married to a noncompliant diabetic who has the complication of gastroparesis. He has constant stomach problems and needs multiple medications and care diet which he refuses to comply with. he is needle phobic and refuses to inject himself. i am trapped having to be with him to inject hima and get no help or understanding from the medical establishment. He rages and is depressed and has terrible anxiety. he can not or will not work. He has not worked for 10 years and I have to do it all. I have been married to him for almost 40 years. This sisterhood has saved my sanity. I know that I am not alone. Thank you and keep on blogging we need you. I think you may be my h... Wife of a Diabetic blogs http://www.medworm.com/rss/comments.php?id=4724174 Mon, 18 Apr 2011 04:34:00 +0100 4724174 http://www.medworm.com/index.php?rid=4473116&cid=t_115713_180_f&fid=38612&url=http%3A%2F%2Ffeedproxy.google.com%2F%7Er%2Fpickthebrain%2FLYVv%2F%7E3%2FiO5uIe46hQs%2F I’ve been dropping into my favorite coffee shop for years. Then, amid the buzz over the economy and what a waste of money my lattes were, I stopped. Afterward, I found that while passing that coffee shop I missed the smell, the people, the “me time.” This combined with my inferior ability to make a cup of Joe made me realize this experiment was turning into a latte nonsense. We often hear about what we can’t and shouldn’t do. But modern psychology again and again shows us that it’s not all black and white. A little splurge can be good for you; just sitting somewhere for a moment in thought isn’t a waste of time. Even what we know about caffeine has changed. Here are some reasons skipping that latte actually could be bad for your well being. The Sav... PickTheBrain | Motivation and Self Improvement blogs http://www.medworm.com/rss/comments.php?id=4473116 Mon, 14 Feb 2011 06:21:00 +0100 4473116 http://www.medworm.com/index.php?rid=3921103&cid=t_115713_180_f&fid=38612&url=http%3A%2F%2Ffeedproxy.google.com%2F%7Er%2Fpickthebrain%2FLYVv%2F%7E3%2F6jD5zje4xqQ%2F If a book costs $50, is that good value? Your first response might be “no way!” It seems like a lot of money for a bunch of pages bound together. If a book costs $2, is that good value? “Hell, yeah!” That’s a bargain-basement price. The problem is, the price of those books doesn’t necessarily bear any relation to the value which the books have to you. A textbook packed with useful information for college might be well worth $50. On the other hand, a trashy, badly-written novel might not be worth even $2 – especially when you factor in the time cost of reading it. “Cheap” Doesn’t Mean “Good Value” Most of us find it hard to resist a bargain. Maybe we’ve got a coupon for a particular store, or we see something marked d... PickTheBrain | Motivation and Self Improvement blogs http://www.medworm.com/rss/comments.php?id=3921103 Wed, 01 Sep 2010 06:09:35 +0100 3921103 http://www.medworm.com/index.php?rid=3890600&cid=t_115713_180_f&fid=38612&url=http%3A%2F%2Ffeedproxy.google.com%2F%7Er%2Fpickthebrain%2FLYVv%2F%7E3%2FjK-_M8kKDVg%2F A recent survey showed that 60% of us don’t keep a budget. Close to 20% hasn’t a clue where their money goes each month, yet 43% do spend more each year than they earn. Almost a third pay no attention to interest rates on their credit cards, even while carrying an average debt of $15,000 per household. How can this head-in-the-sand approach to managing money end in anything other than disaster? Look at our economy over the last two or three years and the answer is obvious: it doesn’t. You can’t ignore the basic laws of economics. You can’t spend more than your take in without paying the consequences. For over thirty years I have followed a very simple plan to financial stability. It allowed me to treat my family to Christmas in Hawaii several times, maintain a timeshare condo in ... PickTheBrain | Motivation and Self Improvement blogs http://www.medworm.com/rss/comments.php?id=3890600 Sat, 21 Aug 2010 19:14:20 +0100 3890600 http://www.medworm.com/index.php?rid=3876933&cid=t_115713_180_f&fid=38612&url=http%3A%2F%2Ffeedproxy.google.com%2F%7Er%2Fpickthebrain%2FLYVv%2F%7E3%2FD1SFeDoeEdU%2F This guest post was contributed by Jane Sanders, who writes about debt management and other personal finance topics at DebtManagement.net. “A man in debt is so far a slave” – Ralph Waldo Emerson One of the greatest hardships a person can face is being burdened by debt. In addition to paying off the original loan, interest (often at extremely high rates) continues to add to the total, making the ultimate pay off far higher than what was borrowed in the first place. Having debt robs a person of freedom. They can’t leave a job they don’t like to pursue a new career, bad credit often prevents them from buying essentials like a home or a car, and it hangs over them for years, chipping away at the amount they can spend and save. It also creates stress, because some... PickTheBrain | Motivation and Self Improvement blogs http://www.medworm.com/rss/comments.php?id=3876933 Wed, 18 Aug 2010 05:51:42 +0100 3876933 http://www.medworm.com/index.php?rid=3729846&cid=t_115713_87_f&fid=36050&url=http%3A%2F%2Fblisstree.com%2Flive%2Fwhats-in-your-wallet-learnvest-ceo-alexa-von-tobel-shows-the-contents-of-her-money-bag%2F Keeping track of your cash, coins, and credit cards seems like something you should learn how to do in high school, but some of us still haven’t mastered the art of organizing our wallets. If you ever find yourself digging through crumpled receipts or wishing you hadn’t left certain cards at home, check out these tips from LearnVest. (And check out LearnVest’s original post for more details and a peek into Learnvest CEO Alexa von Tobel’s personal wallet.) What to keep in your wallet: Credit Card – LearnVest suggests having two credit cards in your name: One for regular use, another for emergency use only. Keep the emergency card tucked away at home, and keep the other in your wallet at all times. Cash – The key here is not too much, not too little. Between $25... Breastfeeding 1-2-3 blogs http://www.medworm.com/rss/comments.php?id=3729846 Tue, 06 Jul 2010 18:22:14 +0100 3729846 http://www.medworm.com/index.php?rid=3665932&cid=t_115713_87_f&fid=34935&url=http%3A%2F%2Fmedicine.com.my%2Fwp%2F%3Fp%3D8611 Via Kevin MD It may be an American viewpoint but things are headed that way in Malaysia. Privately funded medical education can cost RM 1 million in some overseas schools, and hundreds of thousands of ringgit in local private medical colleges. Salaries start very low and there’s compulsory service to begin with. GPs struggle to make it especially in urban areas and some have been known to quit solo practice altogether. Medical malpractice insurance in Malaysia is already skyrocketing with ObGyn hitting like RM 50,000 per year. You want to earn tons of money? Don’t do medicine, especially with the glut in doctors expected over the coming years. Go into politics. That’s where the big bucks are. from the Malaysian Medical Resources Doctors make far less money than most peop... Malaysian Medical Resources blogs http://www.medworm.com/rss/comments.php?id=3665932 Mon, 14 Jun 2010 23:00:00 +0100 3665932 http://www.medworm.com/index.php?rid=3641361&cid=t_115713_180_f&fid=38612&url=http%3A%2F%2Ffeedproxy.google.com%2F%7Er%2Fpickthebrain%2FLYVv%2F%7E3%2FFKE31ApShjI%2F PickTheBrain is proud to present a 10 Part series, written by Deborah S. Nelson of Author Your Dreams. Money Myth 1:  “I Can’t Afford It!” Can’t afford It.” How many times do we repeat this in a day? It has been astutely stated, “possession is nine-tenths of the law.” It is also the basic tenant of advertising that by repeating something over and over again, it becomes truth. Let’s face it: 50 years ago, no one needed deodorant. Mankind survived for thousands and thousands of years without it. Suddenly in the past 50 years, deodorant is an absolute necessity in polite culture. So how did that happen? Repetition creates reality; and using mass communications, repetition created the “deodorant reality” for millions of people. Repetition is how advertising works: “I ca... PickTheBrain | Motivation and Self Improvement blogs http://www.medworm.com/rss/comments.php?id=3641361 Tue, 08 Jun 2010 00:50:36 +0100 3641361 http://www.medworm.com/index.php?rid=3621987&cid=t_115713_180_f&fid=38612&url=http%3A%2F%2Ffeedproxy.google.com%2F%7Er%2Fpickthebrain%2FLYVv%2F%7E3%2FcW7mAwdnNWs%2F Image courtesy of W. Kozak Starting your own small business can seem like a daunting task at first. This is why many people never attempt it. However, if you break up your duties into smaller tasks, it doesn’t have to be overwhelming. In fact, if you follow these steps to starting a small business you may find that you’re a profitable entrepreneur in no time. While you may not have to complete all of these steps, or complete them in this exact order, the following list should give you a better idea about the things you should be thinking about and planning for your business start up. 1.    Brainstorm Business Ideas. You may already have a business idea in mind, but it’s important to fully explore your options in the very beginning. Think about a few different busines... PickTheBrain | Motivation and Self Improvement blogs http://www.medworm.com/rss/comments.php?id=3621987 Wed, 02 Jun 2010 04:19:17 +0100 3621987 http://www.medworm.com/index.php?rid=3542912&cid=t_115713_180_f&fid=38612&url=http%3A%2F%2Ffeedproxy.google.com%2F%7Er%2Fpickthebrain%2FLYVv%2F%7E3%2FHpggb5ZV2K0%2F One of my favorite posts on this blog is the one that is titled “It’s Ok to Spend Money on Stuff You Love”, simply because it vindicates my position in the standoff that I currently have going on with my spouse. I feel that it’s ok to spend on the things that we both enjoy while he insists that they’re frivolous expenses and that we need to save our money for the future. While I see the wisdom in his point of view, I also feel that the money we earn after much hardship and struggle is best used in a timely manner. For example, going away on a much-needed vacation will definitely drain our bank balance by quite a number of dollars. But I feel that it’s money spent on a worthwhile cause, especially because we’re both still young enough to feel and experience the romance of trav... PickTheBrain | Motivation and Self Improvement blogs http://www.medworm.com/rss/comments.php?id=3542912 Fri, 07 May 2010 03:49:08 +0100 3542912 http://www.medworm.com/index.php?rid=3456919&cid=t_115713_180_f&fid=38612&url=http%3A%2F%2Ffeedproxy.google.com%2F%7Er%2Fpickthebrain%2FLYVv%2F%7E3%2FBLxLr872sL4%2F I’ve got a tax tip that won’t save you any money, but it will save you something far more valuable . . . time. The IRS says the average American spends 21.4 hours completing their 1040 tax return. It’s this “hidden” tax — the sacrifice of not your dollars but your other 8 hours — that you can reduce. And the good news is this tax tip won’t increase your risk of an IRS audit. Here are three ways to save time filing your taxes: | 1. Mint.com | I love this free service. If you haven’t heard of it yet, do yourself a favor and check them out. Mint is an online budgeting site for people who hate budgets. They are magicians. Through sleight of hand, your budget will appear with very little effort on your part. But in addition to helping you... PickTheBrain | Motivation and Self Improvement blogs http://www.medworm.com/rss/comments.php?id=3456919 Sat, 10 Apr 2010 05:57:21 +0100 3456919 http://www.medworm.com/index.php?rid=3429480&cid=t_115713_180_f&fid=38612&url=http%3A%2F%2Ffeedproxy.google.com%2F%7Er%2Fpickthebrain%2FLYVv%2F%7E3%2FTnZXTGAusig%2F With personal finance, as with so many areas of life, we have a tendency to swing between extremes. Often, an excess of spending – with accompanying credit card debt, clutter and stress – prompts us to take a good hard look at our finances. We make all sorts of good resolutions: a plan to reduce our debt, a savings account for our emergency fund, and so on … and somewhere along the way, we pick up the idea that we should only spend money on absolute essentials. We might start off sensibly, cutting down on unnecessary spending to put some money aside for the future. But before long, we end up obsessing about every penny, denying ourselves even tiny treats like a weekly coffee or a magazine, because it’s a “waste of money”. Are You Enslaved by Your Money? Usually,... PickTheBrain | Motivation and Self Improvement blogs http://www.medworm.com/rss/comments.php?id=3429480 Thu, 01 Apr 2010 07:38:41 +0100 3429480 http://www.medworm.com/index.php?rid=3416396&cid=t_115713_180_f&fid=38612&url=http%3A%2F%2Ffeedproxy.google.com%2F%7Er%2Fpickthebrain%2FLYVv%2F%7E3%2F90zvnWBtXwU%2F Would you like to have more money in your pocket – without having to do any extra work? For many of us, the easiest way to boost our savings is to cut back on how much we’re spending. Whether you’re channeling money into an emergency fund, or whether you’ve got your heart set on that dream vacation, saving an extra few hundred dollars each month might seem out of reach right now. But there are plenty of ways to cut what you spend, without missing out on what you love. I’m listing five big wins below – rather than giving you a bunch of little tips. Even one of these could easily save you $100+ per month. 1.   Cancel Unused Subscriptions Go through your bank or credit card statement and look for recurring payments (you might want to check PayPal too). Are you re... PickTheBrain | Motivation and Self Improvement blogs http://www.medworm.com/rss/comments.php?id=3416396 Mon, 29 Mar 2010 06:06:16 +0100 3416396 http://www.medworm.com/index.php?rid=3408350&cid=t_115713_87_f&fid=36050&url=http%3A%2F%2Fblisstree.com%2Flive%2Fwisen-your-wallet-woman%2F Some of us are masters of TurboTax and Quicken. Others, well – you don’t even know what I’m talking about, do you? Either way, no amount of info is too much when it comes to finances and saving money. So when we heard about LearnVest, a new website designed to teach women about money, we became almost as excited as we get when direct deposit hits our checking accounts. Launched in November 2009, this site has enough content to make your head spin. It offers “boot camps” – free daily emails that prescribe action plans for specific financial goals (the most recent one was “Tax Crash Course”) – daily newsletters, and a huge, easily searchable collection of advice on all things money. Topics range from how to financially prepare for parenthood to how t... Breastfeeding 1-2-3 blogs http://www.medworm.com/rss/comments.php?id=3408350 Thu, 25 Mar 2010 19:30:45 +0100 3408350 http://www.medworm.com/index.php?rid=3390873&cid=t_115713_125_f&fid=34820&url=http%3A%2F%2Fwww.dentalblogs.com%2Farchives%2Fadministrator%2Fdentists-tax-deduction-up-to-250k%2F As part of the Jobs Bill that President Obama signed TODAY, small businesses can NOW accelerate the depreciation on investments they make in equipment, by allowing them to write off purchases of up to $250,000 right away.  Additional Information is at www.henryschein.com/hsfs.  Section 179 is scheduled to go down to $25,000 in 2011. Keith D. Drayer Vice President 631-843-5625 keith.drayer@henryschein.com (Source: dental blog for dentists about dentistry) dental blog for dentists about dentistry blogs http://www.medworm.com/rss/comments.php?id=3390873 Mon, 22 Mar 2010 13:42:38 +0100 3390873 http://www.medworm.com/index.php?rid=3290972&cid=t_115713_136_f&fid=39025&url=http%3A%2F%2Ffeedproxy.google.com%2F%7Er%2Feverythingchangesbook%2F%7E3%2FjuvNFijNJ0Y%2Fbooks-cancer-relaxation We all need escapes from the insidious world of illness. And I’m about to take a big one. I’m headed out to San Francisco on Monday for a Stupid Cancer book reading and then I’m taking a 9-day vacation. No blogging. (I’ll miss y’all!) No writing. No cancer nothing. I love my work and my daily life, and I love getting a break from it too. Lucky me that my husband has a kagillion frequent flier miles from work. We’ll be spending time in a cabin stowed away by a fire, napping a ton, and reading to our heart’s content. But I haven’t always been this lucky. There have been many times when I’ve been too sick to travel or could not afford it.  Instead of the luxury of travel, I’d get crafty spending moments around my house or my city that felt like vacations. Here are... Everything Changes blogs http://www.medworm.com/rss/comments.php?id=3290972 Fri, 19 Feb 2010 21:00:13 +0100 3290972 http://www.medworm.com/index.php?rid=3287984&cid=t_115713_136_f&fid=39025&url=http%3A%2F%2Ffeedproxy.google.com%2F%7Er%2Feverythingchangesbook%2F%7E3%2FjuvNFijNJ0Y%2Fbooks-cancer-relaxation We all need escapes from the insidious world of illness. And I’m about to take a big one. I’m headed out to San Francisco on Monday for a Stupid Cancer book reading and then I’m taking a 9-day vacation. No blogging. (I’ll miss y’all!) No writing. No cancer nothing. I love my work and my daily life, and I love getting a break from it too. Lucky me that my husband has a kagillion frequent flier miles from work. We’ll be spending time in a cabin stowed away by a fire, napping a ton, and reading to our heart’s content. But I haven’t always been this lucky. There have been many times when I’ve been too sick to travel or could not afford it.  Instead of the luxury of travel, I’d get crafty spending moments around my house or my city that felt like vacations. Here are... Everything Changes blogs http://www.medworm.com/rss/comments.php?id=3287984 Fri, 19 Feb 2010 15:08:08 +0100 3287984 http://www.medworm.com/index.php?rid=3124628&cid=t_115713_125_f&fid=34820&url=http%3A%2F%2Fwww.dentalblogs.com%2Farchives%2Fadministrator%2Fdentist-news-tax-related-numbers-for-2010%2F Here are some numbers that tend to change every year or every few years. Most of these numbers will not change in 2010 because of the absence of inflation in the economy: In cooperation with Collier, Sarner & Associates, Inc. (www.csanews.com). This is not tax advice. Please consult your own advisors. 2010 2009 Annual Retirement Plan Participant Compensation Limit $245,000 $245,000 Annual Defined Contrib. Plan Participant Dollar Limit 49,000 49,000 Annual Defined Contrib. Plan %-Of-Individual Pay Limit 100% 100% Annual Prof. Sharing %-Of-Total-Participant-Pay Limit 25% 25% Annual Defined Benefit Pension Plan Benefit Limit 195,000 195,000 401(k) Employee Elective Deferral Limit 16,500 16,500 401(k) Catch-Up Contrib. For Those Age 50 & Over 5,500 5,500 SIMP... dental blog for dentists about dentistry blogs http://www.medworm.com/rss/comments.php?id=3124628 Mon, 28 Dec 2009 13:54:06 +0100 3124628 http://www.medworm.com/index.php?rid=3100926&cid=t_115713_125_f&fid=34820&url=http%3A%2F%2Fwww.dentalblogs.com%2Farchives%2Fadministrator%2Fdentists-prepare-for-2010%2F One Simple Step to Success for 2010 Do you have a strategic plan for your dental business in 2010? Most businesses that don’t have a plan fail to become successful. Don’t enter into a new decade blindly…make sure you have a plan. Have you ever heard the saying “If you fail to plan, you plan to fail”? Well this holds true for your dental business as well. You can not start a business and proceed blindly and just expect that everything will work out and you will achieve great success. It rarely will happen that way. Each year, in the very beginning of each year you need to sit down outside the regular dental office atmosphere and make a plan. This plan needs to include the entire team. It starts your practice off on the “right tooth”. Well, it is one way to keep... dental blog for dentists about dentistry blogs http://www.medworm.com/rss/comments.php?id=3100926 Fri, 18 Dec 2009 14:08:35 +0100 3100926 http://www.medworm.com/index.php?rid=3052423&cid=t_115713_180_f&fid=38610&url=http%3A%2F%2Fwww.productivity501.com%2F10-stages-of-financial-freedom%2F349%2F 0. You Earn Less than you Spend This is obviously a good place to avoid and represents the least amount of freedom.  No one should be here, but I added it because I know many people (particularly in the US) operate regularly in this stage. 1. Your Job Covers Your Expenses This is where a lot of people are.  You spend everything you make.  At this stage, losing your job is a terrifying prospect because you are only a week or two away from being back in stage 0.  A few more weeks, (depending on how long you can string out your credit cards) and you’d be looking at bankruptcy.  At this stage, changing jobs is very risky because, if it doesn’t work out, you have very little cushion to let you find another job. 2. Your Job Covers Your Expenses and Savings Once your expenses ar... Productivity501 blogs http://www.medworm.com/rss/comments.php?id=3052423 Wed, 02 Dec 2009 18:00:55 +0100 3052423 http://www.medworm.com/index.php?rid=3039911&cid=t_115713_125_f&fid=34820&url=http%3A%2F%2Fwww.dentalblogs.com%2Farchives%2Fadministrator%2Fdr-gary-radz-on-digital-impressions%2F First of all, there are three companies providing digital impressions – Cadent iTero, 3M, and Sirona. Anyone looking to invest in digital imaging should compare contrast the pluses and minuses of each brand. Two other companies are looking to get into the market with this technology, so keep that in mind, too. In a very short time, digital dental impressions have become the obvious future of what we’re going to be doing in the industry. Be sure to look for the technology at big exhibits and shows so that you can learn about its capabilities and limitations. We’ve had iTero in my downtown Denver dental office for over a year and a half, and we’ve had tremendous success with it. Consistently, patients are very impressed. There’s always a “wow” factor with new technology, which ... dental blog for dentists about dentistry blogs http://www.medworm.com/rss/comments.php?id=3039911 Mon, 30 Nov 2009 16:06:05 +0100 3039911 http://www.medworm.com/index.php?rid=2984919&cid=t_115713_125_f&fid=34820&url=http%3A%2F%2Fwww.dentalblogs.com%2Farchives%2Fadministrator%2Fdentistry-and-finances-by-keith-drayer-of-henry-schein-financial%2F Modernize Your Collection System for Maximum Profit In today’s economy, there are many dental professionals that are faced with the challenge to their accounts receivable. Uncollected receivables turn into pure losses. Yet embracing a systematic approach to collections can help practices collect more funds and on a more timely basis. One mistake providers make is not recognizing the signs of early default. When a patient doesn’t pay their bill within 60 days or haven’t set up or are following a payment plan, they are telling you that they are not going to pay! Should you use your staff’s time trying to collect these accounts? As a dental provider, you are implementing state-of-the-art methods to treat your patients’ dental needs. You also need to employ the most up-to-date method... dental blog for dentists about dentistry blogs http://www.medworm.com/rss/comments.php?id=2984919 Thu, 12 Nov 2009 16:12:43 +0100 2984919 http://www.medworm.com/index.php?rid=2954832&cid=t_115713_180_f&fid=38610&url=http%3A%2F%2Fwww.productivity501.com%2Fworking-with-your-spouse-finacially%2F478%2F In the book The Millionaire Mind and The Millionaire Next Door, the authors point out that millionaires tend to marry people who support them financially.  One of the easiest ways to wreck your financial plan is for there to be competition between a husband and wife, financially. If you have ever heard a couple say things like, “well, you bought a new dvd player, so I can go buy a new dress” or “you spent $300 at the mall, so I decided to go buy a new television.” You know what I’m talking about.  If the members of a marriage feel like they are in competition with each other for spending, they are off to a bad start.  Here are some simple tips to avoid this type of competition. Regularly discuss financial goals — If you are both headed toward the s... Productivity501 blogs http://www.medworm.com/rss/comments.php?id=2954832 Mon, 02 Nov 2009 18:00:51 +0100 2954832 http://www.medworm.com/index.php?rid=2916396&cid=t_115713_135_f&fid=35274&url=http%3A%2F%2Facidrefluxweb.com%2F%3Fp%3D4122 I mean that literally than metaphorically, and I’m talking about my mouth. In addition, I should probably be transparent and give a warning that  I am indeed writing under the influence of painkillers. It’s been a couple months that I had my tooth yanked. The one that has already had a crown, one root canal, some other thing where the gum is cut and nasty stuff happens, then the gum down again, ending with a tooth extraction. I had opted for the “conscious sedation” where I got an IV of nice drugs. I figured it’s legal, and I’d rather be so f.ed up that I didn’t give a shit that someone was taking a pair of pliers to my tooth as the surgeon yanked it out. All geared up, the IV went in, and the next thing I remember was waking up. For just over 300... acidrefluxweb.com blogs http://www.medworm.com/rss/comments.php?id=2916396 Wed, 21 Oct 2009 19:14:01 +0100 2916396 http://www.medworm.com/index.php?rid=2879854&cid=t_115713_180_f&fid=38612&url=http%3A%2F%2Ffeedproxy.google.com%2F%7Er%2Fpickthebrain%2FLYVv%2F%7E3%2Fo9I-Z9rrcy8%2F This article will recap the basic principles taught in “The Science of Getting Rich,” so that you can start practicing the science today, even if you’re a blockhead. Here are the 4 major principles that the book teaches: Principle # 1 – Visualization and Though Control “Greatness is attained only by the thinking of great thoughts.” The book tells you to take time daily to visualize what you want in great detail. The book states: …”do not do this as a mere dreamer or castle builder…,” but you must do it in faith knowing that your vision is going to become a reality. The book requests that you do this whenever you have spare time throughout your day. It also asks that you be very specific and detailed in your visualizations. My commentary: I r... PickTheBrain | Motivation and Self Improvement blogs http://www.medworm.com/rss/comments.php?id=2879854 Fri, 09 Oct 2009 17:51:32 +0100 2879854 http://www.medworm.com/index.php?rid=2737893&cid=t_115713_125_f&fid=34820&url=http%3A%2F%2Fwww.dentalblogs.com%2Farchives%2Fadministrator%2Fcranham-on-dentistry-in-the-recession%2F As dentists, we must consider how we act in diagnosis and treatment planning. It’s very important that we don’t stop doing comprehensive examinations. In my practice, we’ve still been seeing the same number of new patients. What’s changed is the speed at which patients want to complete treatment. Only after thorough diagnosis can you create a solid treatment plan. You must do X-Rays, photos, workups, etc. Many dentists have stopped doing thorough evaluations and exams, but this will lead to not creating good treatment plans. In this situation, you could actually create your own recession in your practice! Hold your patients’ hands now, and keep them stable and healthy. Some will do major dentistry now, but many phase their treatment to accommodate a reduced personal budget. My te... dental blog for dentists about dentistry blogs http://www.medworm.com/rss/comments.php?id=2737893 Wed, 26 Aug 2009 14:51:31 +0100 2737893 http://www.medworm.com/index.php?rid=2734307&cid=t_115713_180_f&fid=38612&url=http%3A%2F%2Ffeedproxy.google.com%2F%7Er%2Fpickthebrain%2FLYVv%2F%7E3%2FrIJr-_D4W7Q%2F Many of us have a tendency to spend money frivolously. I’m not talking about the rare folk who run up insane credit card debts on things they just can’t afford – but people like you. Maybe you always come out of the grocery store with a few things you don’t need … and which eventually end up in the trash. Maybe you can’t resist buying new books, even though there’s a great library nearby. Maybe you end up buying things online when you’re surfing the net in the evenings. Spending money unnecessarily is just a habit – but it’s one that can be detrimental to your financial goals. Here are five things you can do to break that habit and take back control of your spending. 1.    Always Use Cash If you find that every time you go to the mall, you end up with a few more ... PickTheBrain | Motivation and Self Improvement blogs http://www.medworm.com/rss/comments.php?id=2734307 Tue, 25 Aug 2009 18:11:31 +0100 2734307 http://www.medworm.com/index.php?rid=2734157&cid=t_115713_125_f&fid=34820&url=http%3A%2F%2Fwww.dentalblogs.com%2Farchives%2Fadministrator%2Fsmart-dentists-overcome-the-recession%2F In “Dentists work on reducing costs” by Arlene Furlong, an article posted on the American Dental Association’s website, we’re told that dentists are making these changes to weather the economic storm: Adding or Adjusting Hours of Operation Adding Services Hiring Associates (for extended hours & services) Do More General Dentistry Cut Overhead Cut Staff Hours Fully Use Assistants & Hygienists Tips from the experts include… Change your hours to three full days rather than four short days. Open the office early – those appointment times always book up! People work 9-5 and don’t want to dip into paid time off (or unpaid) to go to the dentist, so make sure your hours accommodate the working class – the people who have money to spend at your office. Book up empty sched... dental blog for dentists about dentistry blogs http://www.medworm.com/rss/comments.php?id=2734157 Tue, 25 Aug 2009 15:04:40 +0100 2734157 http://www.medworm.com/index.php?rid=2716286&cid=t_115713_180_f&fid=38610&url=http%3A%2F%2Fwww.productivity501.com%2Fupper-lower-and-middle-class-tax-breaks%2F350%2F Many people feel that rich people don’t pay enough taxes. The question of what type of tax structure is best for the economy isn’t something I want to address in this post. Instead, I’d like to talk about the idea that rich people pay less in taxes than the poor and middle class. Part of this view is rooted in what people see as the purpose of taxes. I see the government as providing a very valuable service to me. They keep the infrastructure running and create the rules and environment that allow me to live happily and run a profitable business. I am happy to pay taxes to support the police and military to keep me safe, pave roads to drive on, help prevent the outbreak of horrible diseases, notify me if a tornado is on the way and make a reasonable attempt at creating pr... Productivity501 blogs http://www.medworm.com/rss/comments.php?id=2716286 Wed, 19 Aug 2009 20:30:35 +0100 2716286 http://www.medworm.com/index.php?rid=2859073&cid=t_115713_136_f&fid=39025&url=http%3A%2F%2Ffeedproxy.google.com%2F%7Er%2Feverythingchangesbook%2F%7E3%2FN-dW5MNC2GA%2Fbbc-radio-cancer-insurance I’m taking a vacation from cancer.  And the rest of my life.  (That is why I have some great guest bloggers on this week!)  I’m eating low country boil and sweet potato pie on a slow relaxing Georgia trip with my man.  No computer access at all.  But when I learned that my interview about young adult cancer and health care in the United States aired on the friggin BBC radio, I just had to duck into a library, get online and listen to it! I hear from so many people all the time who are young with illness and totally screwed by the system.  People think young adults are naive and don’t want health insurance.  Bull.  We just aren’t give much access, we fall through the loops, and it is completely unaffordable. Listen to MY BBC RADIO INTERVIEW on health insuranc... Everything Changes blogs http://www.medworm.com/rss/comments.php?id=2859073 Wed, 19 Aug 2009 19:38:55 +0100 2859073 http://www.medworm.com/index.php?rid=2709257&cid=t_115713_125_f&fid=34820&url=http%3A%2F%2Fwww.dentalblogs.com%2Farchives%2Fkeith-drayer%2Fhow-dentists-can-stay-fiscally-fit-in-2009%2F Tax breaks and limited-time laws make 2009 the right time to invest in your practice… The American Recovery and Reinvestment Act of 2009 was signed into law on February 17, 2009 with some of the best benefits having limited remaining time eligibility. Small-business owners have limited time in 2009 to benefit from the most lucrative tax incentives for acquiring technology and/or equipment. If your practice is ready to buy equipment or software, the tax incentives for doing so are better than ever. These benefits will expire (or be reduced) as of January 1, 2010. The American Recovery and Reinvestment Act accompanied with lower interest rates make this a strategic time to invest in your practice to meet the demands of today’s healthcare industry. Because of these beneficial conditio... dental blog for dentists about dentistry blogs http://www.medworm.com/rss/comments.php?id=2709257 Mon, 17 Aug 2009 15:33:33 +0100 2709257 http://www.medworm.com/index.php?rid=2691806&cid=t_115713_180_f&fid=38610&url=http%3A%2F%2Fwww.productivity501.com%2Fchoosing-online-bank%2F244%2F Our daughter just turned 3 months old. She has already visited 10 states and she’s spent 1/3rd of her life on the road with us. My point is, we travel a lot. We need to be able to manage our finances from anywhere in the world. Rich online banking services are much more important than a physical location. Since I have been doing all of my banking online with quite a few different online banks as I looked for the best solution, I’ve had a chance to really experiment with what works and what doesn’t work for us. Here is a checklist of things to look for in an online bank. Some items you may be familiar with. Others might be new to you if it isn’t something your current bank offers. Bill Pay Service - One of the biggest reasons for going with an online bank is to get... Productivity501 blogs http://www.medworm.com/rss/comments.php?id=2691806 Tue, 11 Aug 2009 18:00:05 +0100 2691806 http://www.medworm.com/index.php?rid=2674391&cid=t_115713_125_f&fid=34820&url=http%3A%2F%2Fwww.dentalblogs.com%2Farchives%2Fadministrator%2Fdentists-can-survive-and-thrive-in-economic-downturn%2F If you’re not sure what tomorrow holds for your business, or if you’ve begun to worry about financial stability and success in light of the economy, listen to the experts. Apply their advice. See what happens. Brandon Parkhurst, CPA, CFP, tells us in this month’s Dental Products Report that “What Goes Down, Must Come Up.” Based on a survey by DPR, half of general dentists will not make an investment in new products for the office this year as a direct result of the lagging economy. But should they? That’s just one piece of the puzzle, actually. Many factors contribute to a dental office’s success. Parkhurst and other experts recommend these tips: Manage costs - Parkhurst Don’t pay down debt too quickly. Keep your cash fluid for emergencies and the future. Consolidat... dental blog for dentists about dentistry blogs http://www.medworm.com/rss/comments.php?id=2674391 Thu, 06 Aug 2009 12:47:24 +0100 2674391 http://www.medworm.com/index.php?rid=2667774&cid=t_115713_180_f&fid=38610&url=http%3A%2F%2Fwww.productivity501.com%2Fsaving-money-on-cooling-your-home%2F340%2F Dealing with the summer heat can be pretty expensive.  The colder you need to keep your house, the more it costs.  Here are some tips to help you stay cool at home more efficiently. Dress light - Make sure you are wearing cool clothing in your home.  Wearing long sleeves and warm pants is going to force you to keep the temperature colder to stay comfortable.  If dressing in cooler clothes lets you turn the thermostat up even just a single degree, it can still result in significant savings. Take off your shoes - This is related to dressing light, but if your feet are cool, it is much easier to feel cool all over.  A cheap pair of sandals to wear inside can pay for themselves very quickly if they help you feel cooler. Use fans - Most homes don’t distribute air particularly well.... Productivity501 blogs http://www.medworm.com/rss/comments.php?id=2667774 Mon, 03 Aug 2009 18:00:22 +0100 2667774 http://www.medworm.com/index.php?rid=2622087&cid=t_115713_180_f&fid=38610&url=http%3A%2F%2Fwww.productivity501.com%2Fbeing-more-productive-vs-reducing-expenses%2F319%2F We usually think of being more productive as a way to make more money, or at least make the same amount of money with less effort.  This is a short sighted approach.  Being more productive really means doing things that will give you more time to pursue the things that are really important to you. If I am able to maintain my same level of pay and cut my work time in half, I’ve made some pretty significant improvements in my productivity.  But what if, instead of maintaining the same level of pay, we just try to maintain the same standard of living. Or better yet, just maintain the same standard of living on things that are important to us. This type of thinking suddenly opens up many new ways of looking at how we spend our time.  If I can cancel cable, reduce the number of times... Productivity501 blogs http://www.medworm.com/rss/comments.php?id=2622087 Mon, 20 Jul 2009 16:00:30 +0100 2622087 http://www.medworm.com/index.php?rid=2580514&cid=t_115713_180_f&fid=38610&url=http%3A%2F%2Fwww.productivity501.com%2Fproductive-finances-checklist%2F480%2F Here is a checklist for your financial productivity. Most of these things seem minor, but taken together, they really add up and can make a big difference in how efficiently you are using your time and money. Are you using direct deposit for your paychecks? — If you are still manually carrying a check to the bank or putting it in the mail, stop! Direct deposit will get your money to the bank faster so you start earning interest as soon as possible. Even if it only saves you 5 minutes every two weeks, that is an extra 2 hours each year you can spend on something more important. Is your money in the bank earning at least 4% interest? — If not, look for a different account. There are many banks out there with savings accounts earning at least 4%. Does your checking account earn ... Productivity501 blogs http://www.medworm.com/rss/comments.php?id=2580514 Tue, 07 Jul 2009 20:15:30 +0100 2580514 http://www.medworm.com/index.php?rid=2556405&cid=t_115713_180_f&fid=38610&url=http%3A%2F%2Fwww.productivity501.com%2Ffewer-financial-institutions%2F481%2F Last year I finally got fed up with all the statements I was getting from various financial institutions.  I had retirement accounts with 4 or 5 different companies and stock accounts with 2 or 3 others. It was very difficult to keep track of what was doing well and what was doing poorly. I finally settled on two institutions; one for retirement type accounts and one for my non-retirement savings, checking and investments.  I contacted both institutions and gave them a list of what I wanted to move over.  On the retirement side of things, the transition went very smoothly.  They filled out all the paperwork, sent it to me for my signature and I FedExed it back to them.  The non-retirement side of things took a bit more work–probably because I was dealing with a smaller amount o... Productivity501 blogs http://www.medworm.com/rss/comments.php?id=2556405 Tue, 30 Jun 2009 16:54:17 +0100 2556405 http://www.medworm.com/index.php?rid=2512442&cid=t_115713_133_f&fid=37107&url=http%3A%2F%2Fwww.aspieweb.net%2Fdisability-pregnant-insurance-medicaid-bad%2F If you have medicaid for disability and end up getting pregnant, your going to have some very bad insurance.  Insurance seems to be a huge problem in the nation today, and having a pregnancy makes it worse if your on medicaid.Government run insurance appears to have its shortcomings, and pregnancy is another one of them.   [...] (Source: AspieWeb.net) AspieWeb.net blogs http://www.medworm.com/rss/comments.php?id=2512442 Fri, 19 Jun 2009 17:23:04 +0100 2512442 http://www.medworm.com/index.php?rid=2660805&cid=t_115713_114_f&fid=34901&url=http%3A%2F%2Fdocadvocate.com%2F%3Fp%3D1012 I’ve been a critical care nurse for 12 years. I rarely find out about the costs my patients incur as they get care in my unit, though occasionally I hear figures. One gentleman, who had open heart surgery to fix one of his heart valves had to come back 3 months later for a re-do. His wife told me that they had just received the bills that added up to almost $200,000. That was about 8 years ago. Not long ago I learned that the charge per day in intensive care units like mine was now $11,000. Not unrelated to that fact, just the other day, one of our patients who was a ’self pay’ (read ‘no insurance’) was quickly and quietly packed up and transferred to the county hospital for the remainder of her critical care stay which was going to be several days. ludlow&#82... Doc Advocate blogs http://www.medworm.com/rss/comments.php?id=2660805 Fri, 19 Jun 2009 14:48:18 +0100 2660805 http://www.medworm.com/index.php?rid=2660806&cid=t_115713_114_f&fid=34901&url=http%3A%2F%2Fdocadvocate.com%2F%3Fp%3D1009 It is spring in McAllen, Texas. The morning sun is warm. The streets are lined with palm trees and pickup trucks. McAllen is in Hidalgo County, which has the lowest household income in the country, but it’s a border town, and a thriving foreign-trade zone has kept the unemployment rate below ten per cent. McAllen calls itself the Square Dance Capital of the World. “Lonesome Dove” was set around here. McAllen has another distinction, too: it is one of the most expensive health-care markets in the country. Only Miami—which has much higher labor and living costs—spends more per person on health care. In 2006, Medicare spent fifteen thousand dollars per enrollee here, almost twice the national average. The income per capita is twelve thousand dollars. In other words, Medicare spends ... Doc Advocate blogs http://www.medworm.com/rss/comments.php?id=2660806 Thu, 18 Jun 2009 14:49:35 +0100 2660806 http://www.medworm.com/index.php?rid=2463457&cid=t_115713_180_f&fid=38610&url=http%3A%2F%2Fwww.productivity501.com%2Fkeeping-your-stuff-safe%2F320%2F The other day, I stepped outside and found my neighbor lugging a broken door out of his garage and into the back of his pickup truck. It turns out he had locked himself out of his house. His wife was away and he had no spare keys. To make matters worse, their new puppy was inside the house. He simply kicked the door in, got his keys and then went and purchased an identical door, which I helped him install. Later on that day, I was talking with some other neighbors who are both police officers. They were staring at the mangled door next to the curb and wondering what happened. They commented that the doors and locks on our houses don’t really keep our possessions safe. For the most part, we rely on the good parts of human nature to protect our stuff. As my other neighbor illustrated,... Productivity501 blogs http://www.medworm.com/rss/comments.php?id=2463457 Tue, 02 Jun 2009 18:00:53 +0100 2463457 http://www.medworm.com/index.php?rid=2424310&cid=t_115713_125_f&fid=34820&url=http%3A%2F%2Fwww.dentalblogs.com%2Farchives%2Fadministrator%2Fdental-case-acceptance-getting-to-yes%2F DentalProductsReport.com featured a Web Exclusive yesterday entitled “Sorry doc, I can’t pay.” In the article, Senior Editor Renee Knight reviews many of the points that Dr. John Cranham, Dr. Paul Homoly, Dr. Rhonda Savage, and Linda Miles have shown us right here on DentalBlogs. Positive attitudes and a dedication to building on proven systems will take your practice a long way. Instead of allowing your team to blame low case acceptance on the economy, in Knight’s article, Ginny Hegarty of Dental Practice Development, Inc. recommends coming together and discussing ways to improve upon current systems. In a former DentalBlogs article, Hegarty suggests ways to improve your practice by “getting back to basics.” In different DentalBlogs posts, Ginny Hegarty and Dr. John Cranham, o... dental blog for dentists about dentistry blogs http://www.medworm.com/rss/comments.php?id=2424310 Wed, 20 May 2009 13:57:50 +0100 2424310 http://www.medworm.com/index.php?rid=2414935&cid=t_115713_114_f&fid=34901&url=http%3A%2F%2Fdocadvocate.com%2F%3Fp%3D1001 Physicians can receive up to $44,000 over a five-year period for the use of HIT CHICAGO – As part of its continuing efforts to help physicians learn about and adopt new technology, the American Medical Association (AMA) today announced a new, free webinar series that will help physicians understand the health information technology (HIT) provisions laid out in the recently passed economic stimulus bill. The three-part series will lay out what these provisions mean for physicians and how they can take advantage of the $19 billion in funds allocated for the purchase and use of HIT. The first webinar is Thursday, May 21. “The stimulus bill marks the first significant federal investment in HIT and offers both financial benefits for physicians and the promise of national standards that w... Doc Advocate blogs http://www.medworm.com/rss/comments.php?id=2414935 Fri, 15 May 2009 15:51:04 +0100 2414935 http://www.medworm.com/index.php?rid=2365279&cid=t_115713_125_f&fid=34820&url=http%3A%2F%2Fwww.youtube.com%2Fwatch%3Fv%3DwmRQKLSDouU HENRY SCHEIN’S KEITH DRAYER ADDRESSES BROOKLYN COLLEGE ENTRPRENEURIAL PROGRAM MELVILLE, N.Y., April 22, 2009 - Keith Drayer, Vice President of Financial Services at Henry Schein, Inc. (NASDAQ: HSIC), the largest distributor of healthcare products and services to office-based practitioners in the combined North American and European markets, was recently a guest lecturer at the Liebowitz Entrepreneur Program of Brooklyn College. The Liebowitz Entrepreneur Program allows students at Brooklyn College to learn the skills of an entrepreneur through hands-on experience and classroom learning. Drayer’s lecture focused on the concept of being an “intrapreneur” within one’s own company. He defined “intrapreneurship” as the practice of using entrepreneurial skills within an establish... dental blog for dentists about dentistry blogs http://www.medworm.com/rss/comments.php?id=2365279 Thu, 23 Apr 2009 12:59:37 +0100 2365279 http://www.medworm.com/index.php?rid=2348894&cid=t_115713_114_f&fid=34901&url=http%3A%2F%2Fdocadvocate.com%2F%3Fp%3D984 Dr. John Ghertner, MD Medicare works for your parents, why not you? It is time to encourage our elected officials in Washington to begin a serious open minded discussion about ways to improve our society’s health care system. We must implore them to listen to facts, ignore the lobbying noise from those who continue to profit inordinately from our damaged health care system and make a final decision that is practical, not ideological. As a physician and nursing home operator in the Sodus and Williamson community for the last 30 years, I have become increasingly distressed with the state of the health care industry. I have witnessed first hand as insurance companies, physicians and hospitals have become part of a system that forces doctors to compromise patient care, institutions to... Doc Advocate blogs http://www.medworm.com/rss/comments.php?id=2348894 Mon, 20 Apr 2009 14:34:05 +0100 2348894 http://www.medworm.com/index.php?rid=2349374&cid=t_115713_133_f&fid=35096&url=http%3A%2F%2Ffeeds.b5media.com%2F%7Er%2Fb5media%2FAutismVox%2F%7E3%2FOwyQV6w87hU%2F “We fear for Alex as he grows up and maybe comes to depend too heavily on a system that was built when there was a lot more money around. Is there a reason to suppose that a money shortage is going to abate just because Alex is closer to 21 years old than he used to be?” I wrote this in my second book. For a long time, I thought I was the only one thinking this way. Then I ran across the recent piece by Linda Davis, who in addition to being the author of Charles Addams: A Cartoonist’s Life, is president of the nonprofit SAGE Crossing Foundation, which was formed to create a farmstead for autistic adults. David and her husband wrote what should become a classic piece to every parent who fears for their growing special-needs child. “What coming social expenditure will... Autism Vox blogs http://www.medworm.com/rss/comments.php?id=2349374 Sat, 18 Apr 2009 15:09:04 +0100 2349374 http://www.medworm.com/index.php?rid=2317436&cid=t_115713_114_f&fid=34901&url=http%3A%2F%2Fdocadvocate.com%2F%3Fp%3D980 WASHINGTON — The blank wall behind the receptionists’ desk stands as a symbol of efficiency in Peter Basch’s bustling office. A dozen years ago, Basch and his fellow doctors went paperless and ditched the stacks of patients’ charts that stood there. An early entry into the world of electronic medical records, Basch is an enthusiastic supporter. “It allows our staff and physicians to be far more organized,” he says. And that means “more focused on the patient.” President Obama wants doctors’ offices and hospitals nationwide to follow suit, and the government has set a goal for every American to have an electronic health record by 2014. Kathleen Sebelius, the White House nominee for Health and Human Services secretary, calls the move to co... Doc Advocate blogs http://www.medworm.com/rss/comments.php?id=2317436 Thu, 09 Apr 2009 14:54:29 +0100 2317436 http://www.medworm.com/index.php?rid=2320738&cid=t_115713_125_f&fid=34820&url=http%3A%2F%2Fwww.dentalblogs.com%2Farchives%2Fadministrator%2Fdb-column-dentistry-finances-by-keith-drayer%2F Our DentalBlogs financial wiz and guru, Keith Drayer, Vice President of Henry Schein Financial Services, gives us four reasons dentists should be happy about tax season in 2009. 1. Interest Rates are low. We are still 2% lower interest rates then a year ago. The savings over a 5 or 7 year financed project are substantial. 2. Section 179 $250,000 limit. This is a “use it or lose it” benefit to lower taxable income. 2010 it is scheduled to go down to $125,000 + an amount indexed for inflation. 3. Fifty-percent Bonus Depreciation in 2009 (phase out at $800,000). Section 179, 50% Bonus Depreciation & first year expense write off should cover approximately 70% - 100% of the projects the majority of our customers undertake. 4. “Qualified leasehold improvement property placed in... dental blog for dentists about dentistry blogs http://www.medworm.com/rss/comments.php?id=2320738 Mon, 06 Apr 2009 14:49:09 +0100 2320738 http://www.medworm.com/index.php?rid=2259658&cid=t_115713_125_f&fid=34820&url=http%3A%2F%2Fwww.dentalblogs.com%2Farchives%2Fadministrator%2Fdb-column-%25e2%2580%2593-two-sides-of-the-management-coin%2F Numbers and Overhead Staff Viewpoint by Linda Miles - Doctor’s Viewpoint by Dr. Rhonda Savage Knowing the numbers and overhead control in a dental office is important for both the staff and dentist. To control overhead, the staff must be aware of the numbers. Oftentimes dentists hesitate to share financial information with the team because of confidentiality concerns. However, if your team is capable of patient privacy, they are likewise capable of keeping the business information about your practice under wraps. You will be amazed how sharing the information can empower your team to work together for the greater benefit of the dental practice. STAFF VIEWPOINT (Linda Miles) We’ve all heard the phrase, “what gets measured improves.” “Why then does our doctor not want to share pra... dental blog for dentists about dentistry blogs http://www.medworm.com/rss/comments.php?id=2259658 Tue, 10 Mar 2009 14:05:19 +0100 2259658 http://www.medworm.com/index.php?rid=2240778&cid=t_115713_114_f&fid=34901&url=http%3A%2F%2Fdocadvocate.com%2F%3Fp%3D977 THE PRESIDENT: To Sir Edward Kennedy. (Applause.) That’s the kind of greeting a knight deserves. (Laughter.) It is thrilling to see you here, Teddy. We are so grateful for you taking the time to be here and the extraordinary work that your committee has already started to do, along with Mike Enzi; I know Max Baucus and Chuck Grassley on the Senate side; Henry, I know that you guys are gearing to go on the House side. So I just want to, first of all, thank all of you for participating. Today was the first discussion in this effort, but it was not the last. In the coming days and weeks we’ll be convening a series of meetings with senior administration officials here at the White House to further explore some of the key issues that were raised today and to bring more voices into ... Doc Advocate blogs http://www.medworm.com/rss/comments.php?id=2240778 Fri, 06 Mar 2009 21:05:02 +0100 2240778 http://www.medworm.com/index.php?rid=2216505&cid=t_115713_114_f&fid=34901&url=http%3A%2F%2Fdocadvocate.com%2F%3Fp%3D973 The nation’s largest organization of registered nurses today praised President Obama’s call for “comprehensive” healthcare reform in his speech to Congress Tuesday night, but emphasized that only genuine reform, as in expanding Medicare to cover everyone, will actually solve the crisis — and rein in the skyrocketing costs that the president noted are bankrupting Americans and costing jobs. “After the past dismal eight years, it could not be more gratifying to hear a President emphasize the need for comprehensive action on healthcare, and recognize the growing crisis felt by American families,” said Malinda Markowitz, RN, co-president of the California Nurses Association/National Nurses Organizing Committee. “But we cannot repair our broke... Doc Advocate blogs http://www.medworm.com/rss/comments.php?id=2216505 Thu, 26 Feb 2009 16:27:37 +0100 2216505 http://www.medworm.com/index.php?rid=2216483&cid=t_115713_125_f&fid=34820&url=http%3A%2F%2Fwww.dentalblogs.com%2Farchives%2Fadministrator%2Fdentistry-and-finances-with-keith-drayer-american-recovery-and-reinvestiment-act%2F American Recovery and Reinvestment Act is now a law and in place! Below are some of the highlights contained in the Bill. Here’s my overview… The Bill, $789 billion, includes federal tax cuts, expansion of unemployment benefits and other social welfare provisions, and domestic spending in education, health care, and infrastructure, including the energy sector. There are nearly $275 billion in economic recovery tax cuts and $550 billion in investments with accountability measures built in. Highlights for healthcare practitioners and their practices are: • $20 billion for health information technology (to modernize health information technology systems), to prevent medical mistakes, provide better care to patients and introduce cost-saving efficiencies. • $4 billion to provid... dental blog for dentists about dentistry blogs http://www.medworm.com/rss/comments.php?id=2216483 Wed, 25 Feb 2009 14:59:03 +0100 2216483 http://www.medworm.com/index.php?rid=2152850&cid=t_115713_125_f&fid=34820&url=http%3A%2F%2Fwww.dentalblogs.com%2Farchives%2Fkeith-drayer%2Fdentistry-and-finances-by-keith-drayer-helping-your-patients-in-an-economic-downturn%2F “The pessimist complains about the wind, the optimist expects it to change, the realist adjusts the sails.” William Arthur Ward We all have to adjust our sails for the challenging times. How is your practice positioned to help YOUR customer navigate the storm in 2009? In 2008 my business, Henry Schein Financial Services (HSFS), facilitated equipment and practice financing for more than 10,000 Henry Schein customers like you. Our array of tools?equipment finance and lease services, the Henry Schein Credit Card and our patient financing services enabled us to assist healthcare practitioners. As they say, “past results are no guarantee of future performance,” especially during these dramatically changing times. To succeed, I must change my businesses product and service mix so that it... dental blog for dentists about dentistry blogs http://www.medworm.com/rss/comments.php?id=2152850 Mon, 02 Feb 2009 16:52:19 +0100 2152850 http://www.medworm.com/index.php?rid=2121720&cid=t_115713_87_f&fid=34935&url=http%3A%2F%2Fmedicine.com.my%2Fwp%2F%3Fp%3D5941 Apparently size does matter, the size of your bank balance that is. Scientists have found that the pleasure women get from making love is directly linked to the size of their partner’s bank balance. They found that the wealthier a man is, the more frequently his partner has orgasms. “Women’s orgasm frequency increases with the income of their partner,” said Dr Thomas Pollet, the Newcastle University psychologist behind the research. He believes the phenomenon is an “evolutionary adaptation” that is hard-wired into women, driving them to select men on the basis of their perceived quality. The study is certain to prove controversial, suggesting that women are inherently programmed to be gold-diggers. I expect furious comments from the fairer sex. Fire away from the Malaysian M... Malaysian Medical Resources blogs http://www.medworm.com/rss/comments.php?id=2121720 Wed, 21 Jan 2009 05:00:00 +0100 2121720 http://www.medworm.com/index.php?rid=2104397&cid=t_115713_125_f&fid=34820&url=http%3A%2F%2Fwww.dentalblogs.com%2Farchives%2Fadministrator%2Fdental-technology-product-purchases-in-a-weak-economy%2F The freshly redesigned Dental Products Report, January 2009, covers the interesting topic of purchasing dental technology and products in a weak economy (on page 31 in “Clinical 360″). Not surprisingly, DPR eNews for today reviews the same topic. According to a DPR survey, half of responding dentists plan to postpone big purchases in light of the current economy. The survey also reports that dentists are putting the brakes on new hires for the time being. However, it seems dentists are split on whether buying big or taking a hiatus is the best option. When are dentists making purchases? Jut under half of respondents claim that the state of our economy has kept them from making purchases in the last year, and half believe that the next 12 months will be the same. What are dentis... dental blog for dentists about dentistry blogs http://www.medworm.com/rss/comments.php?id=2104397 Wed, 14 Jan 2009 15:53:53 +0100 2104397 http://www.medworm.com/index.php?rid=2089893&cid=t_115713_125_f&fid=34820&url=http%3A%2F%2Fwww.dentalblogs.com%2Farchives%2Fkeith-drayer%2Fdb-column-dentistry-and-finances-by-keith-drayer%2F Even if you have a CPA you implicitly trust, knowledge is power. Dentists should be aware of the 2008 tax changes that affect their profession. These include, but are not limited to: Increased annual retirement plan compensation limit from $230K to $245K Increased annual defined contribution plan dollar limit from $46K to $49K A $10K increase in the annual defined benefit pension plan limit Increases in the 401(k) employee elective deferral limit and catch-up contribution limit A small increase of $100 in the HAS contribution and catch-up limits Federal lifetime estate tax exclusion increase from $2M to $3.5M Gift tax increase of $1K per person Decreased first-year depreciation limit (Section 179) from $250K to $133K $4800 increase in Social Security taxable wage base This information wa... dental blog for dentists about dentistry blogs http://www.medworm.com/rss/comments.php?id=2089893 Thu, 08 Jan 2009 14:33:46 +0100 2089893 http://www.medworm.com/index.php?rid=2083929&cid=t_115713_125_f&fid=34820&url=http%3A%2F%2Fwww.dentalblogs.com%2Farchives%2Fadministrator%2Fwhy-dentists-are-stressed-out%2F In the November and December issues of Dental Economics, you’ll find “2008 Dental Economics/Levin Group Practice Survey.” The survey goes in to great detail to reveal why dentists are feeling so stressed out these days. We’re told that about 25% of dentists “are experiencing high or extremely high stress” and that as the economy worsens, this number will likely rise. After all the research and number crunching required for this annual survey, it seems that the dental industry is still doing reasonably well, though the future seems uncertain. With an increase in doctor compensation and production, as well as hygienist and practice production, the statistics look pretty darn good. However, past due accounts receivables are mounting, with 23% at over 60 d... dental blog for dentists about dentistry blogs http://www.medworm.com/rss/comments.php?id=2083929 Tue, 06 Jan 2009 14:26:00 +0100 2083929 http://www.medworm.com/index.php?rid=2061125&cid=t_115713_137_f&fid=35357&url=http%3A%2F%2Ffeeds.b5media.com%2F%7Er%2Fb5media%2FAlzheimersNotes%2F%7E3%2FV03xZP7UuZs%2F Alzheimer’s Finances There often comes a time when elderly parents, especially those who experience strokes or develop Alzheimer’s, need help with their finances.  Eventually someone may have to take over their finances entirely. This generally is a difficult time for both parents and children or whomever becomes in charge.  I found helping my mother make out checks, decide which bills to pay, and go over accounts was no problem.  It was when she began to lose the ability to understand and made unrational decisions.  There is a reluctance within many of us to take financial matters out of our parents’ hands, even when we know they are no longer capable. This also becomes the time when unscrupulous people also can take advantage of the elderly.  The frustrating part o... Alzheimer's Notes blogs http://www.medworm.com/rss/comments.php?id=2061125 Tue, 23 Dec 2008 05:00:11 +0100 2061125 http://www.medworm.com/index.php?rid=2063112&cid=t_115713_177_f&fid=38134&url=http%3A%2F%2Fbabybound.wordpress.com%2F2008%2F12%2F22%2Fam-i-too-emotional-umm-fuck-you%2F Let me just talk here.  My turn. My cousin is pregnant.  Accidentally pregnant.  Wait let me start over.  My f.wit of a cousin with not a sense in her head, no job, no responsibility, no accountability, and no sense of reality is pregnant with some dude twice her age’s kid.  Fair?  No. I dont even know where to begin with this one.  My family has somehow convinced themselves that she is faking it to get money and attention.  Is she?  Perhaps.  I guess we wont ever really know will we?   I mean obviously if she’s faking there will be no birth.  I mean this isn’t Days of our Lives here.  She can’t call in a look alike that just so happens to look identical to her and just so happens to be pregnant the exact same amount of time and needs like a place to l... B a b y B o u n d blogs http://www.medworm.com/rss/comments.php?id=2063112 Tue, 23 Dec 2008 04:21:43 +0100 2063112 http://www.medworm.com/index.php?rid=2052587&cid=t_115713_125_f&fid=34820&url=http%3A%2F%2Fwww.dentalblogs.com%2Farchives%2Fkeith-drayer%2Fdental-finances-receivables-at-risk%2F Does your practice extend open credits to your patients?   This is an important question as veteran dental practice owners know that their practice’s fiscal health, profitability and success requires BALANCING a prudent patient-financing policy. BALANCE allows the flexibility to accommodate your patients, and is also needs to be firm enough to avoid cash flow/collection problems that may have material consequences for both the doctors and staff.  Even a temporary cash flow problem is stressful for a practice owner, creating the potential for uncertainty in making the payroll.     What is a dental practice’s uncollectible percentage?  While this number will vary substantially (many factors ranging from service mix, use of practice management software, aggressive or lax pa... dental blog for dentists about dentistry blogs http://www.medworm.com/rss/comments.php?id=2052587 Fri, 19 Dec 2008 21:02:13 +0100 2052587 http://www.medworm.com/index.php?rid=2021338&cid=t_115713_125_f&fid=34820&url=http%3A%2F%2Fwww.dentalblogs.com%2Farchives%2Fadministrator%2Fdentists-should-make-the-most-of-tax-breaks-in-2008%2F While we can’t be sure what the economy holds or who will go to the Super Bowl, two things are certain: death and taxes. The bad news is, no matter what, you’ll have to file and you’ll have to pay. The good new is, this year you can get some great breaks on large purchases of dental equipment and technology. Before you go to your CPA, check out these resourceful articles to boost your tax IQ: “The breakdown on new equipment and taxes,” by Noah Levine, Dental Products Report “On Target: An Exclusive DentalBlogs Interview with Keith Drayer of Henry Schein Financial Services” (see question eight) “Tax losses: another benefit of the bear market,” by Gene Dongieux, Dental Economics (off topic, good info) “New Tax Legislation Could Sav... dental blog for dentists about dentistry blogs http://www.medworm.com/rss/comments.php?id=2021338 Mon, 08 Dec 2008 20:05:37 +0100 2021338 http://www.medworm.com/index.php?rid=2019246&cid=t_115713_177_f&fid=38134&url=http%3A%2F%2Fbabybound.wordpress.com%2F2008%2F12%2F03%2Ftime-to-tighten-those-purse-straps-i-have-no-idea-what-that-means%2F Met with the financial coordinator at the baby factory today.  Holy Christnickles.  There goes the 50″ flat screen my boss and husband seem to think we should get.  (Being that my boss has about as much knowledge of our personal finances as Mark does, I’d say they can both suck it.) This cycle is costing us quite a bit more than the last 800 we’ve done.  Why?  Well times are tough for everyone, yo.  Somebody has to pay for Doctor Miracle’s kids to go to summer camp next year.  And the year after.  And…wait let’s face it, I’m payin for those kids to go to college.  I damn well better get a thank you card. Looks like BabyBound is stickin to a list and checking it twice this Christmas….do you think I can get Doc Miracle’s kids to ... B a b y B o u n d blogs http://www.medworm.com/rss/comments.php?id=2019246 Thu, 04 Dec 2008 00:26:43 +0100 2019246 http://www.medworm.com/index.php?rid=1999136&cid=t_115713_133_f&fid=35096&url=http%3A%2F%2Ffeeds.b5media.com%2F%7Er%2Fb5media%2FAutismVox%2F%7E3%2FomE9MKGDkYA%2F An article in the December Pediatrics examines the health care experiences of families with autistic children in the US. Researchers looked at a nationally representative 2005-06 survey of nearly 40,000 children with special health care needs; the children’s needs were “physical and mental,” and required medical care that was more than usual, yesterday’s Associated Press (via AZ Central) reports. 2,088 children of those children had autism. The article is entitled A National Profile of the Health Care Experiences and Family Impact of Autism Spectrum Disorder Among Children in the United States, 2005–2006, by Michael D. Kogan, Bonnie B. Strickland, Stephen J. Blumberg, Gopal K. Singh, James M. Perrin, Peter C. van Dyck. The Associated Press notes that Compared ... Autism Vox blogs http://www.medworm.com/rss/comments.php?id=1999136 Mon, 01 Dec 2008 07:36:54 +0100 1999136 http://www.medworm.com/index.php?rid=1945422&cid=t_115713_109_f&fid=35677&url=http%3A%2F%2Ffeeds.feedburner.com%2F%7Er%2FBrainBasedBusiness%2F%7E3%2F446779537%2Fthe_opposite_of_regret_is.html More and more people express regrets for failed finances. They regret they started late, worked too little, spent too much, failed to plan, or trusted the wrong people. How do you let go of regret? Not much I hope. Why so? Research shows how regret stops mental growth,  triggers potentially dangerous chemicals and shuts out any new shoots of opportunity that could be yours. Think of regret as the dam for fresh flowing waters finances, or sudden roadblocks across well travelled highways opportunities. Can you see regret now from your brain’s perspective? The opposite of regret that stops your progress, is ... that begins to rejuvenate your situation.   Because of our unique mix of intelligences, answers differ for different people, but your brain can transform regret int... BrainBasedBusiness blogs http://www.medworm.com/rss/comments.php?id=1945422 Sat, 08 Nov 2008 19:54:30 +0100 1945422 http://www.medworm.com/index.php?rid=1825584&cid=t_115713_109_f&fid=34750&url=http%3A%2F%2Fpsychcentral.com%2Fblog%2Farchives%2F2008%2F09%2F23%2Fdealing-with-uncertain-economic-times%2F I find a strange melancholic amusement to learn that many of these investment banks’ CEOs and boards of directors — people being paid millions of dollars every year to purportedly know what their own companies are doing and how they make money — didn’t have a clue as to how deep their companies were into questionable financial practices. It’s like Enron all over again, except this time on a much more disastrously large scale. Now they turn to the U.S. government — the taxpayers such as you and I — to “rescue” their firms, all the while receiving large payouts (severance packages) and continued bonuses. And will any of this affect their ability to score a new position in a year’s time? Not one bit. These things will simply be chal... World of Psychology blogs http://www.medworm.com/rss/comments.php?id=1825584 Tue, 23 Sep 2008 20:00:00 +0100 1825584 http://www.medworm.com/index.php?rid=1773225&cid=t_115713_87_f&fid=34935&url=http%3A%2F%2Fmedicine.com.my%2Fwp%2F%3Fp%3D4339 True or not? The impression is that doctors are well paid and have cushy jobs. It’s a common perception that Doctors Are Rich (Number One in MDOD’s MD Myths Busted) The reality is that unless you are so lucky as to have a JPA scholarship, the initial financial setback is huge and unless your parents (yeah, that applies to those of you on a FaMa scholarship) are really loaded, you’ll be paying this back for many years of your working life, starting with your measly HO’s and junior MO’s salary. The other day I was chatting with a patient’s sister who happens to be a medical student in Ukraine. The cost of the medical education there is something like RM400,000. How long will it take to earn back that sum? It’s worse in countries like UK and Australia... Malaysian Medical Resources blogs http://www.medworm.com/rss/comments.php?id=1773225 Sun, 07 Sep 2008 04:00:00 +0100 1773225 http://www.medworm.com/index.php?rid=1616387&cid=t_115713_109_f&fid=35677&url=http%3A%2F%2Ffeeds.feedburner.com%2F%7Er%2FBrainBasedBusiness%2F%7E3%2F332848674%2Fask_before_buying_new_iphone.html It doesn’t take rocket science to buy less or to save more  in today’s fickle markets.  So what’s your best response when confronted with enticing new gadgets that few can resist?Take Friday’s launch of the Apple iPhone.Consumers burned their way along Apple lineups ... and yet few asked questions that could have prevented getting burned later by the flawed startup software. Has it happened to you? Here are 5 intelligent questions to ask before you make any new purchase: 1. What do others say about this product?2. Do monthly payments increase total costs?3. How will the gadget add financial value to the firm’s bottom line. 4. What top advantage will this purchase add to the firm’s existing models?5. Will the cost of this gad... BrainBasedBusiness blogs http://www.medworm.com/rss/comments.php?id=1616387 Fri, 11 Jul 2008 17:56:13 +0100 1616387 http://www.medworm.com/index.php?rid=1603016&cid=t_115713_109_f&fid=34750&url=http%3A%2F%2Fpsychcentral.com%2Fblog%2Farchives%2F2008%2F07%2F09%2Fmoney-can-change-your-behavior-toward-others%2F Pages: 1 2 Next »     Single Page In 2004, researchers James Heyman and Dan Ariely (author of Predictably Irrational) devised a set of deceptively simple experiments that illustrated that the moment money enters a social relationship, it can change the very nature of our expectations and the relationship. In the first experiment, they asked three different groups to perform a simple but menial task – drag as many circles as you can across a computer screen in 5 minutes. The groups only differed in what they would get for completing this task: $5, $0.50 or nothing. For the group that got nothing, the task was framed not as a task per se, but as a ‘favor’ to help out the researchers. If you read the book, you already know that the group that performed ... World of Psychology blogs http://www.medworm.com/rss/comments.php?id=1603016 Wed, 09 Jul 2008 14:00:39 +0100 1603016 http://www.medworm.com/index.php?rid=1512376&cid=t_115713_158_f&fid=36018&url=http%3A%2F%2Fcaregiversbeacon.blogspot.com%2F2008%2F06%2Fcaregivers-and-seniors-dilemma-medicine.html Caregivers and care-receivers can face a multiple choice in the current economy - medicine, gas, or food? Solving the problem can be like trying to find one's way through a maze and running into a wall at every turn. Forget about trying to hang on to luxuries. Many are trying to decide whether they can afford their prescription, a trip across town to a medical provider, or enough food for a nutritious diet. Below are some places to look for help on the internet.1. FOOD RESOURCES: At the website for FRAC, the Food Research and Action Center, "Fighting Hunger In America" there are resources to help. A portion of the website is dedicated to the elderly, and has information about programs you can turn to for assistance. Seniors Centers across the United States often have a commodities program ... The Caregiver's Beacon - Resources, Links, Ideas, News blogs http://www.medworm.com/rss/comments.php?id=1512376 Thu, 12 Jun 2008 20:48:00 +0100 1512376 http://www.medworm.com/index.php?rid=1502717&cid=t_115713_134_f&fid=36049&url=http%3A%2F%2Ffeeds.b5media.com%2F%7Er%2Fb5media%2FDiabetesNotes%2F%7E3%2F307674968%2F Saturday, Sanofi-Aventis (SNY: News, Chart, Quote ), a provider of healthcare products worldwide, said its new injectable diabetes compound AVE0010, a GLP-1 agonist, was well tolerated and significantly improved glycemic control compared to placebo in type 2 diabetes patients inadequately controlled with metformin alone. This was interesting to me. I actually found this among RTTNews- Global Financial Newswires. Not only is it great information regarding type 2 diabetes but the article ended by showing how the stock ended that day. Medications can be so powerful… they even affect the economy. Tags: diabetic, economy, global finances, medication, money, Research, sanofi adventis, SNY, stock, trading stock, type-2-diabetes, wall streetShare This (Source: Diabetes Notes) Diabetes Notes blogs http://www.medworm.com/rss/comments.php?id=1502717 Mon, 09 Jun 2008 01:37:23 +0100 1502717 http://www.medworm.com/index.php?rid=1478074&cid=t_115713_137_f&fid=35357&url=http%3A%2F%2Ffeeds.feedburner.com%2F%7Er%2Fb5media%2FAlzheimersNotes%2F%7E3%2F300315271%2F AlzheimersNotes.com   The higher price of gas/petrol unquestionably affects all of us, caregivers included.  Doing the usual shopping, doctor visits, pharmacy, church can add up, especially if you live some distance from most of these destinations.  When caring for an Alzheimer’s patient, the amount you spend for gasoline can add up, especially in these times of high gas prices. At the b5media Business Channel, where I co-blog on Home Biz Notes, we featured a round-up of posts with various opinions on this newsworthy aspect of our ecomomy. My co-blogger, Yvonne Russell, mentions the effect of $6.40 per gallon for fuel in her country… Australia. For an interesting read on various slants to this topic, check out, “Not So Fun” Outloook on Gas/Petrol Prices from th... Alzheimer's Notes blogs http://www.medworm.com/rss/comments.php?id=1478074 Thu, 29 May 2008 05:00:44 +0100 1478074 http://www.medworm.com/index.php?rid=1404274&cid=t_115713_158_f&fid=36018&url=http%3A%2F%2Fcaregiversbeacon.blogspot.com%2F2008%2F04%2Fcaregiving-impacted-by-gasoline-prices.html Today, April 28, 2008, the local gas prices in my area are $4.09, $3.93 and $3.79 per gallon. That's about $20 for 5 gallons of gas, or $40 just for 10 gallons. At Gas Buddy caregivers can search for the lowest gas prices before filling up the tank, but gas prices impact the caregiving life in many ways. Family caregivers seek medical providers close to home for their loved ones in order to save on gas, but sometimes driving a long distance for specialized care is a necessity. For those who live in rural areas, and who are living on a tight budget, paying for gasoline can mean not having money for other basic necessities such as medical copays, medicine and food.Caregiver agencies strive to schedule their paid caregivers close to home, avoiding the costs of commuting to clients homes. Seni... The Caregiver's Beacon - Resources, Links, Ideas, News blogs http://www.medworm.com/rss/comments.php?id=1404274 Mon, 28 Apr 2008 20:05:00 +0100 1404274 http://www.medworm.com/index.php?rid=1385475&cid=t_115713_158_f&fid=36018&url=http%3A%2F%2Fcaregiversbeacon.blogspot.com%2F2008%2F04%2Fhow-to-say-it-with-seniors-closing.html At Aging Parents Insights , author, speaker and educator David Solie recently discussed "what to do about aging parents who have little or no savings but refused to discuss any aspect of their 'money issue'." He explains that to elders the lack of money means a lack of control, and offers strategies for adult children who are dealing with this type of situation.In another article on his website titled "Reframing and Signaling: Communicating Tough Choices to Aging Parents" David Solie gives concrete, detailed suggestions for this. I especially like the part where he says to "The goal is to signal that you get it." In communication skills classes I took in college we were taught how important it is to the speaker for the listener to acknowledge that you grasp the situation. If the speaker do... The Caregiver's Beacon - Resources, Links, Ideas, News blogs http://www.medworm.com/rss/comments.php?id=1385475 Sat, 19 Apr 2008 18:25:00 +0100 1385475 http://www.medworm.com/index.php?rid=1380611&cid=t_115713_109_f&fid=35677&url=http%3A%2F%2Ffeeds.feedburner.com%2F%7Er%2FBrainBasedBusiness%2F%7E3%2F272528331%2Fjack_welch_will_shoot_successo.html  What if for once we did not credit the economy with having the power to stop our firm’s growth. What if we focused on the organization’s wonderful brainpower to find successful solutions instead? Would so many people still hate their work? Jack Welsh said he’d get a gun and shoot his successor … Jeffrey Immelt … if GE missed its financial targets again. Emphasize brainpower and you’ll top up creative prowess in any firm … far faster than ranting about fiscal limitations that drain  resources. Times have changed Jack Welch! Not that it’s easy to find risk-takers initially who will do their brain based homework to get the process underway. And workplaces that fail to shift their focus from the bottom line to mental dividends ... BrainBasedBusiness blogs http://www.medworm.com/rss/comments.php?id=1380611 Fri, 18 Apr 2008 01:09:01 +0100 1380611 http://www.medworm.com/index.php?rid=1303446&cid=t_115713_109_f&fid=35677&url=http%3A%2F%2Ffeeds.feedburner.com%2F%7Er%2FBrainBasedBusiness%2F%7E3%2F251416540%2Fneurological_secret_to_risktak.html  Could the right risk ... land you or your firm in a better place? If so ... you'll want to read on. Researchers in Switzerland and the United States recently reported an important neurological discovery to illustrate how people approach risk differently. While some people run with reliable risks to leapfrog ahead in business … others report that risky business adds stress and anxiety ... that paralyzes success. Have you noticed? Check out details in the Journal of Neuroscience, which scientists expect will help people take winning risks … especially in the financial world.Peter Bossaerts, an expert in the area of neuro-finance, reported marked differences in how individuals and financial markets assess risk. How so?"When something bad happens in the market... BrainBasedBusiness blogs http://www.medworm.com/rss/comments.php?id=1303446 Fri, 14 Mar 2008 14:59:46 +0100 1303446 http://www.medworm.com/index.php?rid=1294900&cid=t_115713_137_f&fid=36083&url=http%3A%2F%2Ffeeds.feedburner.com%2F%7Er%2FIAmAnAlzheimersCaregiver%2F%7E3%2F249723955%2Fearly-alzheimers-patients-flunk.html There is no doubt that if we had payed closer attention to my mother's finances she would have been diagnosed sooner. Early diagnosis is a critical variable in slowing the progression of Alzheimer's. People who are in the early stages of Alzheimer's disease show rapid declines in their ability to manage their financial affairs, a study reports... [[ This is a content summary only. Visit my website for full links, other content, and more! ]] (Source: I am an Alzheimer's Caregiver) I am an Alzheimer's Caregiver blogs http://www.medworm.com/rss/comments.php?id=1294900 Tue, 11 Mar 2008 20:48:59 +0100 1294900 http://www.medworm.com/index.php?rid=1291029&cid=t_115713_158_f&fid=36021&url=http%3A%2F%2F3genfamily.wordpress.com%2F2008%2F03%2F10%2Fdoes-your-parent-want-to-sell-her-life-insurance-to-speculators%2F My father only had a couple thousand dollars of life insurance in force by the time he turned 83. He outlived the term of one policy, so the insurance company paid him the cash value and terminated the policy. As someone who was deeply affected by the Depression, Dad would probably have jumped at the chance to sell a life insurance policy for more than the cash value. But, as someone in the early stages of dementia, he was vulnerable to being swindled. We had one close call with his investments. I want to alert you to the booming business in life settlements that is still largely unregulated. Help for the Terminally Ill It started out as a compassionate way to help someone who has large medical bills to pay. It’s called a viatical settlement. It gives a person, typically with less th... 3GenFamily Blog blogs http://www.medworm.com/rss/comments.php?id=1291029 Mon, 10 Mar 2008 20:06:21 +0100 1291029 http://www.medworm.com/index.php?rid=1278292&cid=t_115713_109_f&fid=35677&url=http%3A%2F%2Ffeeds.feedburner.com%2F%7Er%2FBrainBasedBusiness%2F%7E3%2F245480122%2Fyour_brain_on_recession.html Billionaire investor Warren Buffet just reported that the US is already well into recession. Whether you believe Buffet’s alarming claim or not … human brains are being wooed into recession’s depressed slumps daily. How so? Five recent facts about your business brain on recession may surprise you: 1. Saving goes against your brain’s desire for instant gratification. Research shows "When our emotions are charged, we have a hard time waiting for a reward," says Carnegie Mellon University's George Loewenstein, one of the first study's authors. Even the chance of getting a slightly bigger reward tomorrow doesn't have the same stimulating effect on your brain as a gain today does.”2. The brain responds favorably to pricy items. Researche... BrainBasedBusiness blogs http://www.medworm.com/rss/comments.php?id=1278292 Tue, 04 Mar 2008 13:20:43 +0100 1278292 http://www.medworm.com/index.php?rid=1225745&cid=t_115713_137_f&fid=36083&url=http%3A%2F%2Ffeeds.feedburner.com%2F%7Er%2FIAmAnAlzheimersCaregiver%2F%7E3%2F233820172%2Fmild-alzheimers-patients-show-rapid.html I was late in discovering my mother was suffering from Alzheimer's dementia. After my father passed away my mother took over the the bill paying. She did this without a problem for over ten years. I finally discovered that there were all kinds of problems. Looking back I realized that this is one of the early signs of dementia. My advice to all is... [[ This is a content summary only. Visit my website for full links, other content, and more! ]] (Source: I am an Alzheimer's Caregiver) I am an Alzheimer's Caregiver blogs http://www.medworm.com/rss/comments.php?id=1225745 Tue, 12 Feb 2008 16:16:49 +0100 1225745 http://www.medworm.com/index.php?rid=1136826&cid=t_115713_109_f&fid=34750&url=http%3A%2F%2Fpsychcentral.com%2Fblog%2Farchives%2F2008%2F01%2F08%2Fthe-psychology-of-deal-or-no-deal%2F The results of psychological research surround us every day, but few of us are aware of them. Psychology is interested in the study, observation and explanations for individual human behavior. It’s not about studying mice in labs anymore (although that’s still done, mostly in undergraduate psychology classes) so much as it is about studying real people in pseudo-real situations to better understand how and why people act, think or feel in the ways that they do. Sometimes that research results in unintended offspring, such as the U.S. television show, Deal or No Deal. Hosted by Canadian comedian and actor Howie Mandel, the show revolves around a single contestant who has to make a simple risk aversion choice — choose to keep an unknown amount of money the contestant hold... World of Psychology blogs http://www.medworm.com/rss/comments.php?id=1136826 Tue, 08 Jan 2008 15:58:00 +0100 1136826 http://www.medworm.com/index.php?rid=1131741&cid=t_115713_109_f&fid=35677&url=http%3A%2F%2Ffeeds.feedburner.com%2F%7Er%2FBrainBasedBusiness%2F%7E3%2F211779382%2Fcost_of_new_yorks_dysfunctiona.html Today’s Democrat and Chronicle affirmed why New York business leaders should be concerned about numbers in 2008.In an article titled … New York's Numbers are Numbing … Jay Gallagher quotes stats from the Public Policy Institute:1. State-local tax burden: $5,260 average per person, highest in the country, and 53 percent above the national average.2. Private-sector employment growth, 1996-2006: 9 percent, 40th out of the 50 states. The national average was 14 percent.3. Manufacturing jobs: Dropped almost 29 percent between 1996 and 2006, a bigger drop than all states except North Carolina and Rhode Island.4.  Cost of doing business (measures wages, taxes, electricity and real estate): Second to Hawaii and 30.7 percent above the national average.5.  Average p... BrainBasedBusiness blogs http://www.medworm.com/rss/comments.php?id=1131741 Sat, 05 Jan 2008 21:18:52 +0100 1131741 http://www.medworm.com/index.php?rid=906325&cid=t_115713_158_f&fid=36018&url=http%3A%2F%2Fcaregiversbeacon.blogspot.com%2F2007%2F09%2Fthings-you-might-not-know-about-reverse.html These days some seniors say they seem to receive up to fifteen pieces of mail a day advertising reverse mortgages. It's true the ads are everywhere. I'm not on the market for a reverse mortgage, but today I learned some new information when I talked to a Reverse Mortgage Consultant at a Workshop at the Central Coast Seniors Center, Oceano, California. Suzie Smith, of the Pismo Beach area Wells Fargo, provided statistics showing the leap in the number of reverse mortgages today compared to 5, 10 or 15 years ago. With the aging of the population, and with needs for long-term care in the home or in a facility, medical bills, or other needs, the number of reverse mortgages will continue to climb.Funds from a reverse mortgage can be used for any expenditure, including food, paying off bills, or... The Caregiver's Beacon - Resources, Links, Ideas, News blogs http://www.medworm.com/rss/comments.php?id=906325 Wed, 26 Sep 2007 23:50:00 +0100 906325 http://www.medworm.com/index.php?rid=807335&cid=t_115713_158_f&fid=36021&url=http%3A%2F%2F3genfamily.wordpress.com%2F2007%2F08%2F05%2Fis-it-time-for-an-estate-planning-checkup-for-your-parents-or-you%2F Is your family like most others? Have your parents (or you) done some estate planning (see below for resources) and then filed the documents away to gather dust and cobwebs until they are needed? Why do I ask? Because if an illness or accident suddenly happened, you just might discover that those documents are out of date and don’t do the job they were supposed to do! In spite of the changes that my Dad made in recent years to his documents, he didn’t update all of them.  Now as his executrix, I am discovering that some of the documents don’t do what he and my mom originally wanted. As you may know from my previous posts, my father was frugal beyond belief. He never understood why attorneys got paid so much and tried to avoid using them whenever he could. But, he didn... 3GenFamily Blog blogs http://www.medworm.com/rss/comments.php?id=807335 Fri, 17 Aug 2007 10:34:21 +0100 807335 http://www.medworm.com/index.php?rid=774275&cid=t_115713_151_f&fid=35795&url=http%3A%2F%2Fknowanewfreedom.com%2F2007%2F08%2F02%2Fspending-spree%2F We went on a bit of a spending spree the past couple of weeks - which would have been fine if we did it after I had taken a look at the bills for the pay period and had a firm idea on how much we had to spend. Instead, we just bought what we wanted and let the chips fall where they may. Not the healthiest financial behavior. It’s an old pattern of ours that we really need to break. Once I did the bills and saw that we were going to be tight on money, I panicked a little bit inside. I hate that feeling. I was proud of us for not putting anything on our credit cards, but then started to think it might have actually been better to use one of those 0% credit cards we’ve been offered in the mail. This way I would have a little time to plan and prepare for paying off the card instea... Know A New Freedom blogs http://www.medworm.com/rss/comments.php?id=774275 Thu, 02 Aug 2007 11:14:00 +0100 774275 http://www.medworm.com/index.php?rid=807336&cid=t_115713_158_f&fid=36021&url=http%3A%2F%2F3genfamily.wordpress.com%2F2007%2F07%2F21%2Fis-your-parent-afraid-of-running-out-of-money-in-retirement-part-2%2F How much money does a 83 year old need to have in savings to avoid running out of money in retirement? In a previous post (Is Your Parent Afraid of Running Out of Money in Retirement -Part 1), I described how my 83 year old father was living in abject terror of having his money run out before he died.  While doing research trying to understand what was bothering my Dad, I stumbled across an article about “Bag Lady” syndrome. The fear of running out of money and being forced to live on the streets is not uncommon. But, it usually affects women who often depend on and defer to the men in their lives. They have a feeling of being powerless to prevent becoming a Bag Lady.  Men’s fears usually have to do with losing jobs, etc. I tried to reassure Dad that he was comfor... 3GenFamily Blog blogs http://www.medworm.com/rss/comments.php?id=807336 Sat, 21 Jul 2007 20:35:59 +0100 807336 http://www.medworm.com/index.php?rid=719546&cid=t_115713_109_f&fid=35677&url=http%3A%2F%2Ffeeds.feedburner.com%2F%7Er%2FBrainBasedBusiness%2F%7E3%2F131443945%2Fwant_100_now_or_150_in_one_yea.html If I offered you $100 US  today or $150 Us dollars in 12 months, which would you take? Believe it or not – your  answer to that question may separate you into the truly intelligent, or land you into the not-so-smart-set among us. How so? Check out researchers Dohmen, Falk, Huffman, and Sunde’s findings from the University of Bonn and the Institute for the Study of Labour (Institut zur Zukunft der Arbeit, IZA) asked 1000 German adults to make the choice between 100 euros today or 150 euros in one year.Simultaneously,  scientists measured mental abilities of each participant, using two different tests to show cognitive ability. The result?They discovered that more intelligent people selected to wait for a higher return in one year, while less intelligent people req... BrainBasedBusiness blogs http://www.medworm.com/rss/comments.php?id=719546 Sat, 07 Jul 2007 17:56:12 +0100 719546 http://www.medworm.com/index.php?rid=730895&cid=t_115713_151_f&fid=35795&url=http%3A%2F%2Fknowanewfreedom.com%2F2007%2F06%2F29%2Fcredit-cards%2F When we made a large medical purchase a couple months ago, we didn’t have the cash on hand to pay for it entirely, so we financed it through a credit plan. I didn’t read the small print very well, because it turns out the interest rate on this loan is through the roof. I am now in the process of looking for a credit card that offers 0% balance transfers and one that has a much lower rate. It’s time to start looking at websites for credit cards where there are features to compare credit cards. I refuse to throw such a good portion of my money out the window on interest charges to the bank when I know there are better offers out there. It is pretty easy to get a credit card with a lower interest rate, whatever your thoughts are on that subject. Some people think it’s... Know A New Freedom blogs http://www.medworm.com/rss/comments.php?id=730895 Fri, 29 Jun 2007 16:00:06 +0100 730895