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        <title>MedWorm Tags: how to save</title>
        <description>MedWorm provides a medical RSS filtering service. Over 6000 RSS medical sources are combined and output via different filters. This feed contains the latest medical blog items that have been tagged with 'how to save'.</description>
        <link><![CDATA[http://www.medworm.com/rss/search.php?qu=%22how+to+save%22&t=%22how+to+save%22&r=Exact&o=d&f=tag]]></link>
        <lastBuildDate>Sat, 03 Sep 2011 02:58:09 +0100</lastBuildDate>
        <item>
            <title>Be a Peaceful CFO of your home</title>
            <link>http://www.medworm.com/index.php?rid=4795078&amp;cid=t_450840_180_f&amp;fid=38612&amp;url=http%3A%2F%2Ffeedproxy.google.com%2F%7Er%2Fpickthebrain%2FLYVv%2F%7E3%2F7iSWXKZ2S-s%2F</link>
            <description>Experts talk about the pros and cons of cash gifts, earned money, dole outs, and allowances. Parents wonder, which is right for their families. We may be missing the bigger picture. How our children get spending money is irrelevant. It’s what they learn about money that matters.
When we say we want our children to know about money, what do we mean? Do we mean we want them to know how-to make it and how-to spend it? If we teach them the why we make money and why we spend money, they will know how-to.
If money is the end, there will never be enough. If money is a means, there will be plenty.
It is not necessary for children to have their own money to learn to manage money. They are learning by everything we do – how we hide it, how we spend it, if we share it, and if we waste it. ...</description>
            <author>PickTheBrain | Motivation and Self Improvement</author>
            <type>blogs</type>
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            <pubDate>Fri, 06 May 2011 17:04:38 +0100</pubDate>
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            <title>Skipping the Latte Could Cost You: Why Cutting Back Can Sometimes Cost You More</title>
            <link>http://www.medworm.com/index.php?rid=4473116&amp;cid=t_450840_180_f&amp;fid=38612&amp;url=http%3A%2F%2Ffeedproxy.google.com%2F%7Er%2Fpickthebrain%2FLYVv%2F%7E3%2FiO5uIe46hQs%2F</link>
            <description>I&amp;#8217;ve been dropping into my favorite coffee shop for years. Then, amid the buzz over the economy and what a waste of money my lattes were, I stopped. Afterward, I found that while passing that coffee shop I missed the smell, the people, the &amp;#8220;me time.&amp;#8221; This combined with my inferior ability to make a cup of Joe made me realize this experiment was turning into a latte nonsense.
We often hear about what we can&amp;#8217;t and shouldn&amp;#8217;t do. But modern psychology again and again shows us that it&amp;#8217;s not all black and white. A little splurge can be good for you; just sitting somewhere for a moment in thought isn&amp;#8217;t a waste of time. Even what we know about caffeine has changed. Here are some reasons skipping that latte actually could be bad for your well being.
The Sav...</description>
            <author>PickTheBrain | Motivation and Self Improvement</author>
            <type>blogs</type>
        <comments>http://www.medworm.com/rss/comments.php?id=4473116</comments>
            <pubDate>Mon, 14 Feb 2011 06:21:00 +0100</pubDate>
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        <item>
            <title>Start A Nest Egg: How To Protect Your Future Now!</title>
            <link>http://www.medworm.com/index.php?rid=4382966&amp;cid=t_450840_180_f&amp;fid=38612&amp;url=http%3A%2F%2Ffeedproxy.google.com%2F%7Er%2Fpickthebrain%2FLYVv%2F%7E3%2F5r6N2eThVX4%2F</link>
            <description>Putting aside money today is one of the best gifts you can give yourself. It’s impossible to guarantee a life free of bumps and bruises, but having a healthy savings account can prevent a little owwie from turning into a huge, festering wound.
Starting a nest egg is not just sound financial planning, it’s also a way to show love to yourself and to re-examine your relationship with money and material things. As you look for ways to cut expenses and boost your savings, it’s likely you’ll learn a lot about what you value and what you fear.
Don’t put off savings until you’re earning more money. Even putting aside as little as five dollars a week will help you become more disciplined and give you enough to handle little emergencies. As your financial situation improves, you’ll be ...</description>
            <author>PickTheBrain | Motivation and Self Improvement</author>
            <type>blogs</type>
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            <pubDate>Fri, 21 Jan 2011 16:05:01 +0100</pubDate>
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            <title>Reduce Your Spending or Increase Your Income: What Should You Do?</title>
            <link>http://www.medworm.com/index.php?rid=4295034&amp;cid=t_450840_180_f&amp;fid=38612&amp;url=http%3A%2F%2Ffeedproxy.google.com%2F%7Er%2Fpickthebrain%2FLYVv%2F%7E3%2FY7WnUxfe6U8%2F</link>
            <description>Whether you&amp;#8217;re deep in debt or just having a few financial hiccups, it&amp;#8217;s almost certainly the case that you&amp;#8217;re spending more than you&amp;#8217;re making.
A lot of personal finance writers will advise you to cut your expenditure. Eat out less often, downgrade your cable package, stop buying pricy coffees, and so on. There&amp;#8217;s a strong focus on getting rid of unnecessary, day-to-day spending – sometimes dubbed &amp;#8220;the Latte Factor&amp;#8221; (a term coined by financial adviser David Bach). Wise Geek explains it like this:
The Latte Factor® is a euphemistic label for all that extra money we spend daily on nonessentials such as candy, bottled water, doughnuts, muffins, soda, cigarettes, magazines, newspapers, and yes, lattes.
It&amp;#8217;s good advice, as far as it goes. Da...</description>
            <author>PickTheBrain | Motivation and Self Improvement</author>
            <type>blogs</type>
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            <pubDate>Mon, 27 Dec 2010 06:40:50 +0100</pubDate>
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            <title>Six Ways to Spend With Purpose and Safeguard Your Future</title>
            <link>http://www.medworm.com/index.php?rid=4295035&amp;cid=t_450840_180_f&amp;fid=38612&amp;url=http%3A%2F%2Ffeedproxy.google.com%2F%7Er%2Fpickthebrain%2FLYVv%2F%7E3%2FZQPE6SiW51U%2F</link>
            <description>Let&amp;#8217;s be clear, spending isn’t necessarily the enemy of financial security.
When we learn to use our money to purchase things that make our lives richer, healthier and to improve the world around us we are ensuring that our future will be full of happiness.
The problem comes when we spend out of habit, insecurity, or without purpose. When we spend thoughtlessly, we are doing nothing to improve our future and reinforce negative ideas about money in our minds.
The key to safeguarding our financial futures is becoming aware of exactly how we spend out money – and how we waste it.
Learn to spend with a purpose and you’ll find that it’s easier to save money for the future and feel more at ease with our finances.
1. Give yourself a waiting period before making unnecessary purchases...</description>
            <author>PickTheBrain | Motivation and Self Improvement</author>
            <type>blogs</type>
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            <pubDate>Sun, 26 Dec 2010 16:05:53 +0100</pubDate>
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            <title>3 Ways to Have More Money Left at the End of Your Month</title>
            <link>http://www.medworm.com/index.php?rid=4053498&amp;cid=t_450840_180_f&amp;fid=38612&amp;url=http%3A%2F%2Ffeedproxy.google.com%2F%7Er%2Fpickthebrain%2FLYVv%2F%7E3%2FeRM0vNYTvPs%2F</link>
            <description>In today&amp;#8217;s economy, everyone is looking for ways to stretch their dollar. There are a lot of minimalism strategies out there such as giving up that morning latte, brown bagging it a couple times a week, and even trading in your car for a bike.  Here are three ways that you might not have even thought about, that could put a lot more in your pocket than skipping your coffee break!
 Home Refinance
Interest rates are lower today than they have been in a long time.  It might be time to take a look at your mortgage and see if a refinance would make sense.  Even if your rate is already low, in the 5% or 6% range, with rates now in the low fours, you could shave a significant amount off of your monthly payment.  What if your payment is OK where it is?  Why not take a look at dropping y...</description>
            <author>PickTheBrain | Motivation and Self Improvement</author>
            <type>blogs</type>
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            <pubDate>Sat, 09 Oct 2010 18:26:29 +0100</pubDate>
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        <item>
            <title>8 Steps to Free Up More Free Time</title>
            <link>http://www.medworm.com/index.php?rid=4003107&amp;cid=t_450840_180_f&amp;fid=38612&amp;url=http%3A%2F%2Ffeedproxy.google.com%2F%7Er%2Fpickthebrain%2FLYVv%2F%7E3%2Ffh5XkGKFTVw%2F</link>
            <description>We are always looking for ways to make more productive use of our time. Do you always seem to be playing catch up? Do you end your day with a longer to-do list than you started? Are you stressed over how you spend your time? Here are eight steps you can take right now to help regain control of your clock.
Eliminate time wasters. At the top of the list is television. The average American watches 5 hours of TV a day. That equals an incredible 6 full days in front of the tube each month. What could you do with an extra 6 days this month? Turn off the television and find out.
Cut back on possessions. Bigger living spaces and more stuff come with a double price: the cost to purchase them and the time to maintain them. A simpler lifestyle frees up time previously spent on vacuuming, fixing, ...</description>
            <author>PickTheBrain | Motivation and Self Improvement</author>
            <type>blogs</type>
        <comments>http://www.medworm.com/rss/comments.php?id=4003107</comments>
            <pubDate>Mon, 27 Sep 2010 06:18:22 +0100</pubDate>
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        <item>
            <title>The 3 Keys to Financial Independence</title>
            <link>http://www.medworm.com/index.php?rid=3994417&amp;cid=t_450840_180_f&amp;fid=38612&amp;url=http%3A%2F%2Ffeedproxy.google.com%2F%7Er%2Fpickthebrain%2FLYVv%2F%7E3%2FtzAuxxAUTyI%2F</link>
            <description>Conclusion
Anyone can make themselves financially independent. Depending on how much you are able to save each month and how much you feel you need to be financially independent, it will take different amounts of time.
The good news is that you can start today and work steadily towards your goals gathering more and more momentum as you go because your money machine and fortress start working for you.
If you liked this post and want to read more like it visit http://lookingtobusiness.com Daniel M. Wood writes about Sales Techniques, Motivation and Success .
Don&amp;#8217;t Forget To Follow PickTheBrain on Twitter!
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Time is All We Have: 3 Ways To Increase The  Return On Investment
How To Find Time For New Habits (Source: PickTheBrain | Motivation and Self Improvement)</description>
            <author>PickTheBrain | Motivation and Self Improvement</author>
            <type>blogs</type>
        <comments>http://www.medworm.com/rss/comments.php?id=3994417</comments>
            <pubDate>Thu, 23 Sep 2010 04:49:05 +0100</pubDate>
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        <item>
            <title>Distinguishing Between Price and Value</title>
            <link>http://www.medworm.com/index.php?rid=3921103&amp;cid=t_450840_180_f&amp;fid=38612&amp;url=http%3A%2F%2Ffeedproxy.google.com%2F%7Er%2Fpickthebrain%2FLYVv%2F%7E3%2F6jD5zje4xqQ%2F</link>
            <description>If a book costs $50, is that good value?
Your first response might be &amp;#8220;no way!&amp;#8221; It seems like a lot of money for a bunch of pages bound together.
If a book costs $2, is that good value?
&amp;#8220;Hell, yeah!&amp;#8221; That&amp;#8217;s a bargain-basement price.
The problem is, the price of those books doesn&amp;#8217;t necessarily bear any relation to the value which the books have to you. A textbook packed with useful information for college might be well worth $50. On the other hand, a trashy, badly-written novel might not be worth even $2 – especially when you factor in the time cost of reading it.
&amp;#8220;Cheap&amp;#8221; Doesn&amp;#8217;t Mean &amp;#8220;Good Value&amp;#8221;
Most of us find it hard to resist a bargain. Maybe we&amp;#8217;ve got a coupon for a particular store, or we see something marked d...</description>
            <author>PickTheBrain | Motivation and Self Improvement</author>
            <type>blogs</type>
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            <pubDate>Wed, 01 Sep 2010 06:09:35 +0100</pubDate>
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            <title>1 Simple Decision That Gives You Financial Independence</title>
            <link>http://www.medworm.com/index.php?rid=3890600&amp;cid=t_450840_180_f&amp;fid=38612&amp;url=http%3A%2F%2Ffeedproxy.google.com%2F%7Er%2Fpickthebrain%2FLYVv%2F%7E3%2FjK-_M8kKDVg%2F</link>
            <description>A recent survey showed that 60% of us don’t keep a budget. Close to 20% hasn’t a clue where their money goes each month, yet 43% do spend more each year than they earn. Almost a third pay no attention to interest rates on their credit cards, even while carrying an average debt of $15,000 per household.
How can this head-in-the-sand approach to managing money end in anything other than disaster? Look at our economy over the last two or three years and the answer is obvious: it doesn’t. You can’t ignore the basic laws of economics. You can’t spend more than your take in without paying the consequences.
For over thirty years I have followed a very simple plan to financial stability. It allowed me to treat my family to Christmas in Hawaii several times, maintain a timeshare condo in ...</description>
            <author>PickTheBrain | Motivation and Self Improvement</author>
            <type>blogs</type>
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            <pubDate>Sat, 21 Aug 2010 19:14:20 +0100</pubDate>
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            <title>Warning: Rising Gas Prices May Raise Your Blood Sugar</title>
            <link>http://www.medworm.com/index.php?rid=2512566&amp;cid=t_450840_134_f&amp;fid=36012&amp;url=http%3A%2F%2Ffeedproxy.google.com%2F%7Er%2FBattleDiabetes%2F%7E3%2FXOGLVQ-yw7Q%2F</link>
            <description>Rising blood sugar levels are not usually associated with rising gas prices or a recession but if you take a look at the effect that the inflation of gas prices is having on our food prices, I think you&amp;#8217;ll agree that there is a direct connection between rising gas prices raising your blood sugar.
If you know anything at all about Diabetes care you know the importance of eating a healthy diabetic friendly diet.

 photo credit: size8jeans
In the same token, if you know about eating healthy diabetic friendly foods you must be buying healthy diabetic friendly foods at the grocery store.
If you are buying healthy diabetic friendly foods at the grocery store&amp;#8230;you&amp;#8217;re broke.
What is someone with diabetes supposed to do when they go to the grocery store on a very strict budget? Wel...</description>
            <author>Battle Diabetes Blog</author>
            <type>blogs</type>
        <comments>http://www.medworm.com/rss/comments.php?id=2512566</comments>
            <pubDate>Tue, 16 Jun 2009 10:40:56 +0100</pubDate>
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            <title>&quot;How to Save Your Newspaper:&quot; Another Journalism Biggy Misses the Bias Part of the Story</title>
            <link>http://www.medworm.com/index.php?rid=2163518&amp;cid=t_450840_87_f&amp;fid=34825&amp;url=http%3A%2F%2Fwww.wesleyjsmith.com%2Fblog%2F2009%2F02%2Fhow-to-save-your-newspaper-another.html</link>
            <description>Yet another media biggie has written an article about the crisis in newspapers--which is all too real--and missed a huge reason for the problem. There must be a template circulating for these kind of articles, because it reflects the media's notorious &quot;group-think&quot; by focusing solely on technology as the cause of the problem. From the column by Time's Walter Isaacson: There is, however, a striking and somewhat odd fact about this crisis. Newspapers have more readers than ever. Their content, as well as that of news magazines and other producers of traditional journalism, is more popular than ever--even (in fact, especially) among young people.The problem is that fewer of these consumers are paying. Instead, news organizations are merrily giving away their news. According to a Pew Research ...</description>
            <author>Secondhand Smoke</author>
            <type>blogs</type>
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            <pubDate>Thu, 05 Feb 2009 15:35:00 +0100</pubDate>
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            <title>Warning: Rising Gas Prices May Raise Your Blood Sugar</title>
            <link>http://www.medworm.com/index.php?rid=1347672&amp;cid=t_450840_134_f&amp;fid=36012&amp;url=http%3A%2F%2Ffeeds.feedburner.com%2F%7Er%2FBattleDiabetes%2F%7E3%2F263063898%2F</link>
            <description>Rising blood sugar levels are not usually associated with rising gas prices or a recession but if you take a look at the effect that the inflation of gas prices is having on our food prices, I think you&amp;#8217;ll agree that there is a direct connection between rising gas prices raising your blood sugar.
If you know anything at all about Diabetes care you know the importance of eating a healthy diabetic friendly diet.
In the same token, if you know about eating healthy diabetic friendly foods you must be buying healthy diabetic friendly foods at the grocery store.
If you are buying healthy diabetic friendly foods at the grocery store&amp;#8230;you&amp;#8217;re broke.
What is someone with diabetes supposed to do when they go to the grocery store on a very strict budget? Well, what they might do is st...</description>
            <author>Battle Diabetes Blog</author>
            <type>blogs</type>
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            <pubDate>Thu, 03 Apr 2008 03:29:01 +0100</pubDate>
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