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The Dad's Army of British cryonicsEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
In sleepy Sussex is a group of dedicated cryonicists who believe they hold the secret to eternal life. Simon Hattenstone joins them for a demonstration – but first they need to make sure the hosepipe isn't too leakyIn a bungalow in Peacehaven, by the east Sussex seaside, a 72-year-old man and his 62-year-old wife are planning their future. There's no discussion of anything morbid, like death, because, as far as they are concerned there is no such thing as death. When they stop breathing, they will pass into a state of suspended animation. They will be frozen in a giant flask of liquid nitrogen at almost -200C, ...
Source: Guardian Unlimited Science - November 7, 2009 Category: Science Authors: Simon Hattenstone Tags: Cryonics Science Science interviews Technology The Guardian Features Source Type: news

Records Support Insurer's Denial Of Benefits, Judge HoldsEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
SACRAMENTO, Calif. - An ERISA-governed insurer's denial of disability benefits to a claimant with multiple sclerosis was supported by the administrative record, a federal judge in California ruled Sept. 29, finding that it was not an abuse of discretion for the insurer to rely on record reviews and employment reports (Ginger Seitles v. Unum Provident, Unum Life Insurance Company of America, No. S-04-2725, E.D. Calif.; 2009 U.S. Dist. LEXIS 90582). Full story on lexis.com (Source: LexisNexis® Mealey's™ Disability Insurance Legal News)
Source: LexisNexis® Mealey's™ Disability Insurance Legal News - October 27, 2009 Category: Medical Law Source Type: info

Court: Insurer Entitled To Rescind 2 PoliciesEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
TACOMA, Wash. - A federal judge on Oct. 15 ruled that a disability insurer is entitled to rescind two policies that were issued based in part on an oral personal history interview where the claimant did not disclose that he had been treated by a psychiatrist within six months of the interview date (The Northwestern Mutual Life Insurance Co. v. Richard L. Koch, No. C08-5394, W.D. Wash.; 2009 U.S. Dist. LEXIS 96210). Full story on lexis.com (Source: LexisNexis® Mealey's™ Disability Insurance Legal News)
Source: LexisNexis® Mealey's™ Disability Insurance Legal News - October 27, 2009 Category: Medical Law Source Type: info

Geoengineering wars: another scientist teases out surprising effect of global deforestationEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
AUSTIN--A new and unpublished analysis of the regional impacts of a hypothetical scheme to mitigate global warming via radical deforestation was unveiled here Sunday at a gathering of science journalists and writers, on the heels of a blogging firestorm about geoengineering and climate change in anticipation of the release of S uperfreakonomics: Global Cooling, Patriotic Prostitutes, and Why Suicide Bombers Should Buy Life Insurance . [More] (Source: Scientific American - Official RSS Feed)
Source: Scientific American - Official RSS Feed - October 19, 2009 Category: Science Tags: Environment,History of Science,Technology,Society & Policy,Energy,What ' s Next,Basic Science,Energy Sustainability,Clean Air Policy,Climate,Ecology,Green Living,Ethics Source Type: journals

Geoengineering wars: Another scientist teases out a surprising effect of global deforestationEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
AUSTIN--A new and unpublished analysis of the regional impacts of a hypothetical scheme to mitigate global warming via radical deforestation was unveiled here Sunday at a gathering of science journalists and writers, on the heels of a blogging firestorm about geoengineering and climate change in anticipation of the release of S uperfreakonomics: Global Cooling, Patriotic Prostitutes, and Why Suicide Bombers Should Buy Life Insurance . [More] (Source: Scientific American - Official RSS Feed)
Source: Scientific American - Official RSS Feed - October 19, 2009 Category: Science Tags: Environment,History of Science,Technology,Society & Policy,Energy,What ' s Next,Basic Science,Energy Sustainability,Clean Air Policy,Climate,Ecology,Green Living,Ethics Source Type: journals

Guardian Provides 100% Coverage For Swine Flu VaccineEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
The Guardian Life Insurance Company of America (Guardian), one of the largest mutual life insurers and a leading provider of employee benefits for small and mid-sized companies announced that it will cover 100% of the cost associated with the administration of the H1N1 vaccine for employees and their eligible dependents enrolled in a fully-insured Guardian medical plan. (Source: Health News from Medical News Today)
Source: Health News from Medical News Today - October 13, 2009 Category: Consumer Health News Tags: Swine Flu Source Type: news

Disability Insurance Website - KF Financial, Inc.Email this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
Set for Life Insurance by KF Financial, Inc. proudly announces launch of its new website for disability insurance and life insurance quotes. The website is the first of its kind in the insurance industry. (Source: Disabled World)
Source: Disabled World - October 5, 2009 Category: Disability Tags: Disability Insurance Source Type: info

How accurate are doctors, nurses and medical students at predicting life expectancy?Email this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
CONCLUSION: Doctors, nurses and medical students were inconsistent, inaccurate and imprecise in their prediction of LE with a tendency toward underestimation. This may lead to patients being managed inappropriately. There is a need for improved training and objective outcome prediction models. PMID: 19782929 [PubMed - in process] (Source: European Journal of Internal Medicine)
Source: European Journal of Internal Medicine - September 30, 2009 Category: Internal Medicine Authors: Clarke MG, Ewings P, Hanna T, Dunn L, Girling T, Widdison AL Tags: Eur J Intern Med Source Type: journals

Record Reviews Support Benefit Denial, Maryland Federal Judge SaysEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
BALTIMORE - An ERISA-governed disability insurer that denied benefits to a claimant with back pain did not abuse its discretion, a federal judge in Maryland ruled Sept. 14, saying there is sufficient evidence in the record to support the carrier's benefit denial (Marlene Krajewski v. Metropolitan Life Insurance Co., No. 08-2406, D. Md.; 2009 U.S. Dist. LEXIS 83741). Full story on lexis.com (Source: LexisNexis® Mealey's™ Disability Insurance Legal News)
Source: LexisNexis® Mealey's™ Disability Insurance Legal News - September 29, 2009 Category: Medical Law Source Type: info

6th Circuit Finds Termination Was Supported By RecordEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
CINCINNATI - Statements from a claimant's treating physicians that he could return to work supports an insurer's decision to terminate long-term disability benefits to a claimant suffering from chronic pain syndrome, the Sixth Circuit U.S. Court of Appeals ruled Sept. 21 (George Likas v. Life Insurance Company of North America, No. 07-6514, 6th Cir.; 2009 U.S. App. LEXIS 20917). Full story on lexis.com (Source: LexisNexis® Mealey's™ Disability Insurance Legal News)
Source: LexisNexis® Mealey's™ Disability Insurance Legal News - September 29, 2009 Category: Medical Law Source Type: info

Reconsideration Request Counts As An Appeal, Ohio Magistrate HoldsEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
COLUMBUS, Ohio - A request for reconsideration of a benefits decision counts as an appeal and meets the requirement for an exhaustion of benefits, a federal magistrate judge in Ohio ruled Sept. 17 (Lawrence D. Brogan v. The Hartford Life Insurance Co., No. 2:08-cv-765, S.D. Ohio; 2009 U.S. Dist. LEXIS 85101). Full story on lexis.com (Source: LexisNexis® Mealey's™ Disability Insurance Legal News)
Source: LexisNexis® Mealey's™ Disability Insurance Legal News - September 29, 2009 Category: Medical Law Source Type: info

Policy's 3-Year Limitations Period Is Enforceable, 6th Circuit SaysEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
CINCINNATI - A three-year contractual limitations period in four separate disability policies is valid and enforceable, the Sixth Circuit U.S. Court of Appeals ruled Sept. 2 in an unpublished opinion (Harmond H. Schaefer v. AXA Equitable Life Insurance Co., dba Equitable and Disability Management Services Inc., No. 08-2198, 6th Cir.; 2009 U.S. App. LEXIS 19987). Full story on lexis.com (Source: LexisNexis® Mealey's™ Disability Insurance Legal News)
Source: LexisNexis® Mealey's™ Disability Insurance Legal News - September 29, 2009 Category: Medical Law Source Type: info

Coverage Terminated Because Of Ethical Violation, 6th Circuit RulesEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
CINCINNATI - A disability insurer that terminated coverage to a claimant whose medical license was suspended acted reasonably, the Sixth Circuit U.S. Court of Appeals ruled Sept. 3 in an unpublished opinion (Niranjan Lal v. United States Life Insurance Co., No. 07-2009, 6th Cir.; 2009 U.S. App. LEXIS 19984). Full story on lexis.com (Source: LexisNexis® Mealey's™ Disability Insurance Legal News)
Source: LexisNexis® Mealey's™ Disability Insurance Legal News - September 29, 2009 Category: Medical Law Source Type: info

7th Circuit: Disability Plan Administrator Owes No Fiduciary Duty To Plan SponsorEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
CHICAGO - A disability plan administrator was not a fiduciary with respect to the plan sponsor under the Employee Retirement Income Security Act, the Seventh Circuit U.S. Court of Appeals affirmed Aug. 18 (Sharp Electronics Corporation v. Metropolitan Life Insurance Company, No. 08-2959, 7th Cir.; 2009 U.S. App. LEXIS 18385). Full story on lexis.com (Source: LexisNexis® Mealey's™ Disability Insurance Legal News)
Source: LexisNexis® Mealey's™ Disability Insurance Legal News - September 29, 2009 Category: Medical Law Source Type: info

Apparent Bad Faith Claims Meet Requirements Of Federal Jurisdiction, Judge RulesEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
COLUMBUS, Ohio - The potential recovery associated with an apparent bad faith claim against an insurer is sufficient to establish federal jurisdiction, an Ohio federal judge ruled Aug. 5, denying a plaintiff's motion to remand her complaint to state court (Estate of William A. Millhon, et al. v. Unum Life Insurance Co., No. 2:08-cv-652, S.D. Ohio, Eastern Div.; 2009 U.S. Dist. LEXIS 68299). Full story on lexis.com (Source: LexisNexis® Mealey's™ Disability Insurance Legal News)
Source: LexisNexis® Mealey's™ Disability Insurance Legal News - September 29, 2009 Category: Medical Law Source Type: info

Mortality of Life-Insured Swedish Cats during 1999–2006: Age, Breed, Sex, and DiagnosisEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
A cat life insurance database can potentially be used to study feline mortality. The aim was to describe patterns of mortality in life-insured Swedish cats. All cats ( (Source: Journal of Veterinary Internal Medicine)
Source: Journal of Veterinary Internal Medicine - September 22, 2009 Category: Veterinary Research Authors: A. Egenvall, A. Nødtvedt, J. Häggström, B. Ström Holst, L. Möller, B.N. Bonnett Source Type: journals

Business playersEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
Mike Welsh of Allentown has joined AC Thompson Financial Services. He has more than 20 years of experience and specializes in the sale of personal auto, home, tenant, business and life insurance. Welsh has been active as a political candidate and... (Source: OrlandoSentinel: Medical Research)
Source: OrlandoSentinel: Medical Research - September 3, 2009 Category: American Health Source Type: news

Panel Affirms Insurer's Denial Of Disability Benefits Was Made In Good FaithEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
LOS ANGELES - A California appeals panel on July 17 found that although triable issues exist as to whether an insured's claimed disability "was not wholly mental," an insurer did not act in bad faith in denying continued benefits under her policy's two-year limit on benefits for "mental, nervous, or emotional disorder[s]" (Linda L. Bosetti v. The United States Life Insurance Co. in the City of New York, et al., No. B206896 c/w B208835, Calif. App., 2nd Dist., Div. 3; 2009 Cal. App. LEXIS 1166). Full story on lexis.com (Source: LexisNexis® Mealey's™ Disability Insurance Legal News)
Source: LexisNexis® Mealey's™ Disability Insurance Legal News - August 26, 2009 Category: Medical Law Source Type: info

6th Circuit: Claimant Lacked Documentation On AbilitiesEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
CINCINNATI - An ERISA-governed disability insurer that relied on independent record reviews after a claimant's treating physician failed to address the insured's actual functional abilities did not act arbitrarily or capriciously, the Sixth Circuit U.S. Court of Appeals ruled Aug. 20 in an unpublished decision (Linda L. Kiel v. Life Insurance Company of North America, et. al., No. 08-1990, 6th Cir.; 2009 U.S. App. LEXIS 18769). Full story on lexis.com (Source: LexisNexis® Mealey's™ Disability Insurance Legal News)
Source: LexisNexis® Mealey's™ Disability Insurance Legal News - August 26, 2009 Category: Medical Law Source Type: info

10th Circuit: Administrator Properly Reviewed Records, Sought Expert OpinionEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
DENVER - An ERISA-governed disability plan administrator that terminated benefits to a claimant with fibromyalgia acted reasonably, the 10th Circuit U.S. Court of Appeals ruled Aug. 11, finding that the administrator continuously updated the claimant's medical records and conducted clinical record reviews and occupational assessments before its decision to terminate benefits (Barbara Colleen Holcomb v. Unum Life Insurance Company of America, No. 08-6183, 10th Cir.; 2009 U.S. App. LEXIS 17818). Full story on lexis.com (Source: LexisNexis® Mealey's™ Disability Insurance Legal News)
Source: LexisNexis® Mealey's™ Disability Insurance Legal News - August 26, 2009 Category: Medical Law Source Type: info

2nd Circuit Says Reliance On Physician Reports Was ReasonableEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
NEW YORK - An ERISA-governed disability insurer that relied on physician record reviews in its decision to terminate benefits to a claimant with fibromyalgia and other ailments acted reasonably, the Second Circuit U.S. Court of Appeals ruled July 29 (Deborah Hobson v. Metropolitan Life Insurance Co., No. 07-0364, 2nd Cir.; 2009 U.S. App. LEXIS 16677). Full story on lexis.com (Source: LexisNexis® Mealey's™ Disability Insurance Legal News)
Source: LexisNexis® Mealey's™ Disability Insurance Legal News - August 26, 2009 Category: Medical Law Source Type: info

7th Circuit Remands Case For Further Review Under MetLife v. GlennEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
CHICAGO - The Seventh Circuit U.S. Court of Appeals on Aug. 6 remanded to a district court a suit involving the termination of a long-term disability claim, finding that the lower court failed to adequately address the standard of review with regard to the U.S. Supreme Court's ruling in MetLife v. Glenn (Edward Raybourne v. Cigna Life Insurance Company of New York, No. 08-2754, 7th Cir.; 2009 U.S. App. LEXIS 17480). Full story on lexis.com (Source: LexisNexis® Mealey's™ Disability Insurance Legal News)
Source: LexisNexis® Mealey's™ Disability Insurance Legal News - August 26, 2009 Category: Medical Law Source Type: info

Remand To ERISA Administrator Not Basis For Fee Award, 4th Circuit HoldsEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
RICHMOND, Va. - A federal district court's remand of an Employee Retirement Income Security Act claimant's claim for long-term disability benefits to the insurer for additional consideration did not make the claimant a prevailing party for purposes of an attorney fee award, the Fourth Circuit U.S. Court of Appeals ruled July 14 in an unpublished per curiam opinion (Bridget Hardt v. Reliance Standard Life Insurance Company, et al., No. 08-1896, 4th Cir.; 2009 U.S. App. LEXIS 15478). Full story on lexis.com (Source: LexisNexis® Mealey's™ Disability Insurance Legal News)
Source: LexisNexis® Mealey's™ Disability Insurance Legal News - August 26, 2009 Category: Medical Law Source Type: info

Federal Judge Finds Claimant Had No 'Colorable Claim'Email this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
PITTSBURGH - A federal judge in Pennsylvania on June 24 granted an insurer summary judgment on a claimant's action alleging failure to disclose plan documents, finding that the claimant did not have a "colorable claim for benefits" (Catherine L. Hill v. Connecticut General Life Insurance Co., No. 07-1706, W.D. Pa.; 2009 U.S. Dist. LEXIS 53831). Full story on lexis.com (Source: LexisNexis® Mealey's™ Disability Insurance Legal News)
Source: LexisNexis® Mealey's™ Disability Insurance Legal News - July 18, 2009 Category: Medical Law Source Type: info

MetLife's Termination Decision Is Arbitrary; Attorney Fees AwardedEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
NEW YORK - Metropolitan Life Insurance Co.'s termination of long-term disability benefits to a claimant suffering from chronic fatigue syndrome was arbitrary and capricious because MetLife provided inadequate notice of the type of objective evidence it required, failed to consider objective evidence presented by the claimant and relied on "flawed" reports of independent medical consultants, a federal judge in New York ruled June 22 in remanding the case to MetLife for reconsideration (John Magee v. Metropolitan Life Insurance Company, No. 07-8816, S.D. N.Y.). Full story on lexis.com (Source: LexisNexis® Mealey'sT...
Source: LexisNexis® Mealey's™ Disability Insurance Legal News - July 18, 2009 Category: Medical Law Source Type: info

Appeals Panel: 'Totally Disabled' Is Defined By Insurance Policies' LanguageEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
NEW YORK - Because an insured is still able to perform "one or more" of his job's duties, a panel in the Second Circuit U.S. Court of Appeals on July 2 affirmed a lower court's finding that Eric Klein is not "totally disabled" and its grant of summary judgment to his insurer (Eric S. Klein v. Northwestern Mutual Life Insurance Co., No. 08-2663, 2nd Cir.; 2009 U.S. App. LEXIS 14580). Full story on lexis.com (Source: LexisNexis® Mealey's™ Disability Insurance Legal News)
Source: LexisNexis® Mealey's™ Disability Insurance Legal News - July 18, 2009 Category: Medical Law Source Type: info

Use Of Government Job Description Was Reasonable, Judge FindsEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
SAVANNAH, Ga. - A group disability plan administrator that used the Dictionary of Occupation Titles job description in assessing whether a claimant is unable to perform the duties of his regular occupation acted reasonably, a federal judge in Georgia ruled July 7 (Thomas Green v. Reliance Standard Life Insurance Co., No. 408CV068, S.D. Ga.; 2009 U.S. Dist. LEXIS 57340). Full story on lexis.com (Source: LexisNexis® Mealey's™ Disability Insurance Legal News)
Source: LexisNexis® Mealey's™ Disability Insurance Legal News - July 18, 2009 Category: Medical Law Source Type: info

Insurer Wrongly Calculated Benefits, Federal Judge HoldsEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
OKLAHOMA CITY - An insurer that based its benefit calculation on statements by an employer rather than actual pay documentation acted in error, a federal judge in Oklahoma ruled June 29 (Karen Hollaway v. Principal Life Insurance Co., No. CIV-07-406, W.D. Okla.; 2009 U.S. Dist. LEXIS 54848). Full story on lexis.com (Source: LexisNexis® Mealey's™ Disability Insurance Legal News)
Source: LexisNexis® Mealey's™ Disability Insurance Legal News - July 18, 2009 Category: Medical Law Source Type: info

Moon memorabilia go under the hammerEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
Apollo artefacts auctioned in New York included a star chart used by Neil Armstrong and Buzz Aldrin, and a lunar checklist from Apollo 16 containing cheeky cartoonsArtefacts from the history of space exploration went under the hammer yesterday at an auction in New York. Auctioneers Bonhams presented nearly 400 lots, including many that were used on the surface of the moon. The auction coincided with the 40th anniversary of the Apollo 11 launch, with over 50 items from that mission on sale. These included the star chart used by Neil Armstrong and Buzz Aldrin to determine their position on the lunar surface, which went for $...
Source: Guardian Unlimited Science - July 17, 2009 Category: Science Tags: Apollo 11 Space exploration Science guardian.co.uk Blogposts Source Type: news

David Lindsey Announces Completion of Acquisition of USNow by Pan-American Life Insurance GroupEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
PLANO, Texas, July 17, 2009 (GLOBE NEWSWIRE) -- David Lindsey announced today that Pan-American Life Insurance Group has completed the acquisition of USNow, a nationally recognized leader in the marketing, administration and management of limited medical plans. (Source: Medical News (via PRIMEZONE))
Source: Medical News (via PRIMEZONE) - July 17, 2009 Category: Pharmaceuticals Source Type: news

New York Life Well-Prepared For Pandemic, Stress Test RevealsEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
Recently, the World Health Organization raised the pandemic alert to level 6, which officially declared the H1N1 flu outbreak a pandemic. New York Life Insurance Company, the largest mutual life insurance company in the United States, announced that the company is well prepared to meet its commitments to policyholders in a pandemic, even one as severe as the highly lethal 1918 flu pandemic. (Source: Health News from Medical News Today)
Source: Health News from Medical News Today - July 9, 2009 Category: Consumer Health News Tags: Swine Flu Source Type: news

Q&A: What's a "waiver of premium" rider?Email this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
My insurance agent is telling me that if I purchase a "waiver of premium" rider on the life insurance policy that I am considering, it will provide me with additional disability benefits. (Source: Modern Medicine Medical Economics)
Source: Modern Medicine Medical Economics - July 8, 2009 Category: Health Management Source Type: info

Q&A: What's a "waiver of premium" rider?Email this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
My insurance agent is telling me that if I purchase a "waiver of premium" rider on the life insurance policy that I am considering, it will provide me with additional disability benefits. (Source: Modern Medicine)
Source: Modern Medicine - July 8, 2009 Category: Journals (General) Source Type: info

[Leadership and talent initiatives in urology.]Email this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
Over the past 2 years the majority of clinics in Germany had problems to find qualified personnel. This was the conclusion of a study by the Victoria Life Insurance and the FAZ Institute. The investigation was based on a survey of those responsible for personnel decisions in large business concerns and clinics in Germany. The main topics of the interviews were the insufficient professional perspectives, inadequate financial resources, family unfriendly working hours and continuously growing bureaucracy. PMID: 19575176 [PubMed - as supplied by publisher] (Source: Der Urologe. Ausg. A)
Source: Der Urologe. Ausg. A - July 2, 2009 Category: Urology & Nephrology Authors: Steffens JA, Anheuser P Tags: Urologe A Source Type: journals

Premiums on the RiseEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
After nearly two decades of falling prices, term life-insurance premiums are heading up. (Source: WSJ.com: Health)
Source: WSJ.com: Health - June 28, 2009 Category: Pharmaceuticals Tags: Free Source Type: news

Standard of review-effect of conflict on standard of review. Metropolitan Life Insurance Co. v. Glenn, _S. Ct._, 2008 WL 2444796 (6/19/08).Email this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
Authors: An ERISA plan administrator, whether it is an insurance company or a self-insured employer, has a conflict of interest if it both decides who receives benefits and makes benefits payments. That conflict of interest is one factor that should be taken into account in determining whether the administrator has abused its discretion in a case. PMID: 19408445 [PubMed - indexed for MEDLINE] (Source: Benefits Quarterly)
Source: Benefits Quarterly - June 27, 2009 Category: American Health Tags: Benefits Q Source Type: journals

The assessment of free volitional competence in cases of suicide with life insurance. - Cording C, Saß H.Email this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
[ePub (volume, issue, and page range not yet available)] The German insurance law stipulates that in cases of suicide, life insurance providers are not obligated to pay within a restriction period of 3 years, except if it can be proven that the sui... (Source: SafetyLit: All (Unduplicated))
Source: SafetyLit: All (Unduplicated) - June 25, 2009 Category: Global & Universal Tags: Economics of Injury and Safety, PTSD, Injury Outcomes Source Type: info

Dismissal Sanction Was Not Abuse Of Discretion, 10th Circuit HoldsEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
DENVER - The 10th Circuit U.S. Court of Appeals on June 10 upheld sanctions that dismissed a breach of contract action against a disability insurer that denied benefits to a claimant with post-traumatic stress syndrome and other ailments. The appeals court said the lower court did not abuse its discretion in issuing sanctions (Tina Garcia v. Berkshire Life Insurance Company of America, et al., No. 08-1022, 10th Cir.; 2009 U.S. App. LEXIS 12503). Full story on lexis.com (Source: LexisNexis® Mealey's™ Disability Insurance Legal News)
Source: LexisNexis® Mealey's™ Disability Insurance Legal News - June 25, 2009 Category: Medical Law Source Type: info

Federal Judge: Briefing In Violation Of Discovery Rulings StrickenEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
NEWARK, N.J. - A federal judge in New Jersey on June 2 ruled that a disability claimant's summary judgment pleadings should be stricken because they violate the court's previous discovery rulings. The judge, however, refused to impose sanctions and instead allowed the claimant to refile its briefings (Richard D. Weiss v. First Unum Life Insurance Co., et al., No. 02-4249, D. N.J.; 2009 U.S. Dist. LEXIS 46116). Full story on lexis.com (Source: LexisNexis® Mealey's™ Disability Insurance Legal News)
Source: LexisNexis® Mealey's™ Disability Insurance Legal News - June 25, 2009 Category: Medical Law Source Type: info

Evidence Supports Benefit Denial, Oregon Federal Judge FindsEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
PORTLAND, Ore. - An insurer that relied on seven medical record reviews in its decision to deny benefits to a claimant with cancer acted reasonably, a federal judge in Oregon ruled June 3 (Fred A. Barnes v. Unum Life Insurance Company of America, No. 04-1203, D. Ore.; 2009 U.S. Dist. LEXIS 47979). Full story on lexis.com (Source: LexisNexis® Mealey's™ Disability Insurance Legal News)
Source: LexisNexis® Mealey's™ Disability Insurance Legal News - June 25, 2009 Category: Medical Law Source Type: info

Supreme Court Declines To Consider Remedy For ERISA Procedural ViolationEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
WASHINGTON, D.C. - The U.S. Supreme Court on June 1 denied review of a Fourth Circuit U.S. Court of Appeals Nov. 18 ruling that a district court erred by granting a disability claimant long-term disability benefits for a violation of the Employee Retirement Income Security Act's requirement that a claimant is entitled to notice of her right to an administrative appeal on an adverse benefits determination. The appeals panel held that the proper remedy for the procedural violation was to remand the matter to the plan administrator for a full and fair review (Joanne Gagliano v. Reliance Standard Life Insurance Company, No. 08...
Source: LexisNexis® Mealey's™ Disability Insurance Legal News - June 25, 2009 Category: Medical Law Source Type: info

The case for investing in life insuranceEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
Now is an ideal time to learn about the proven benefits, strengths, and versatility of life insurance and annuity investing. (Source: Modern Medicine)
Source: Modern Medicine - June 18, 2009 Category: Journals (General) Source Type: info

The case for investing in life insuranceEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
Now is an ideal time to learn about the proven benefits, strengths, and versatility of life insurance and annuity investing. (Source: Modern Medicine Medical Economics)
Source: Modern Medicine Medical Economics - June 18, 2009 Category: Health Management Source Type: info

Mesothelioma Lawsuit Results in $2 million for Family of Asbestos Exposure VictimEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
The family of a woman who passed away from mesothelioma received $2 million after a jury deliberated for three days following a three-week trial. Juanita Rodarmel of Bloomington, Illinois passed away after developing mesothelioma, a rare cancer caused almost exclusively by asbestos exposure. The case stated Rodarmel was exposed to the toxic mineral when she washed the clothing of her first husband, Leslie Corry, a former employee of Union Asbestos & Rubber Company. Secondhand exposure to asbestos frequently occurred when workers who handled asbestos-containing materials unknowingly brought asbestos fibers into the home...
Source: Asbestos and Mesothelioma News - June 16, 2009 Category: Environmental Health Authors: JBream Tags: Asbestos Exposure Asbestos Litigation Illinois Mesothelioma Mesothelioma Litigation Source Type: news

Life Insurance Drug TestEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
Author: LogicalTruth Posted: Wed Jun 10, 2009 6:38 pm Interesting question. Buprenorphine doesn't show up in most drug screen tests for abuse drugs, but life insurance companies care about things that could affect your overall health and longevity and I guess addiction is such a factor. Still, I'd just assume they won't test for it and if they do-- well you can always tell them you didn't think you had to report that and show them the prescription and hope for the best. Please post whether or not they detect it as I'm sure many would like to know. (Source: Suboxone Forum)
Source: Suboxone Forum - June 10, 2009 Category: Addiction Source Type: forums

Life Insurance for Living Kidney Donors: A Canadian Undercover InvestigationEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
Some living kidney donors encounter difficulties obtaining life insurance, despite previous surveys of insurance companies reporting otherwise. To better understand the effect of donation on insurability, we contacted offices of life insurance companies in five major cities in Canada to obtain $100 000 of life insurance (20-year term) for 40 fictitious living kidney donors and 40 paired controls. These profiles were matched on age, gender, family history of kidney disease and presence of hypertension. The companies were blinded to data collection. The study protocol was reviewed by the Office of Research Ethics. The main s...
Source: American Journal of Transplantation - June 9, 2009 Category: Transplant Surgery Authors: R. C. Yang, A. Young, I. F. P. Nevis, D. Lee, A. K. Jain, A. Dominic, E. Pullenayegum, S. Klarenbach, A. X. Garg Source Type: journals

[The assessment of free volitional competence in cases of suicide with life insurance.]Email this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
The German insurance law stipulates that in cases of suicide, life insurance providers are not obligated to pay within a restriction period of 3 years, except if it can be proven that the suicide was committed in a state that precludes the insured's ability to make free choices. The relevant psychiatric assessment criteria are identical with those of mental and volitional competence in general. However, a different profile of patients and other disorders are involved, mainly depressive syndromes, but also chronic alcoholism as well as schizophrenic and paranoid syndromes. The assessment has to be based on the legal con...
Source: Der Nervenarzt - June 5, 2009 Category: Neurology Authors: Cording C, Saß H Tags: Nervenarzt Source Type: journals

How Much Do Life Insurers Profit from Tobacco?Email this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
In a letter to the New England Journal of Medicine, Harvard researchers call on life-insurance companies to divest their holdings in tobacco-related stocks (Source: TIME.com: Top Science and Health Stories)
Source: TIME.com: Top Science and Health Stories - June 4, 2009 Category: Consumer Health News Source Type: info

Health insurers want you to keep smoking, Harvard doctors sayEmail this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
Health and life insurance companies in the US and abroad have nearly $4.5 billion invested in tobacco stocks, according to Harvard doctors. [More] (Source: Scientific American - Official RSS Feed)
Source: Scientific American - Official RSS Feed - June 3, 2009 Category: Science Tags: Biology,Health,Mind & Brain,Society Policy Source Type: journals

Louis I. Dublin and the development of the observational study: the metropolitan life insurance company natural history (cohort) studies of typhoid fever and scarlet fever.Email this article to a colleague. Save this article to My Clippings. Discuss or comment on this article.
During 1911-1914, using the resources of the Metropolitan Life Insurance Company, Louis I. Dublin conducted two national studies into the survival of those surviving episodes of typhoid fever or scarlet fever. He identified an elevated risk of such mortality, associated with specific causes of death, among those having had typhoid fever but not among the scarlet fever survivors. The studies were methodologically sophisticated, resembling those conducted three to four decades later. The studies appear to have been accepted by the medical and public health communities. However, the absence of modern data processing techn...
Source: Annals of Epidemiology - May 31, 2009 Category: Epidemiology Authors: Lilienfeld DE Tags: Ann Epidemiol Source Type: journals