Blog Tag: Banking 
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Kinks in Obama’s Home Refinancing Plans
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By Alan ReynoldsIn the president’s electioneering lecture to Congress, Mr. Obama said, “To help responsible homeowners, we’re going to work with federal housing agencies to help more people refinance their mortgages at interest rates that are now near 4 percent. . . . I know you guys must be for this, because that’s a step that can put more than $2,000 a year in a family’s pocket, and give a lift to an economy still burdened by the drop in housing prices.”
Unfortunately, it is not quite that simple. Because using the leverage of Fannie Mae, Freddie Mac, or the Federal Housing Administration to promote riskier s...
Source: Cato-at-liberty - September 12, 2011 Category: Health Medicine and Bioethics Commentators Authors: Alan Reynolds Tags: Finance, banking & Monetary Policy Government and Politics Tax and Budget Policy Source Type: blogs
Beauty Challenges and Changes During PregnancyEmail this article to a colleague.
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Pregnancy can bring a whole host of beauty challenges from acne, to eczema and to mask of pregnancy to name a few. Solutions range from a visit to the dermatologist to over the counter products. Most importantly, though, is to maintain a healthy lifestyle and a healthy diet. You can read more here to see other solutions many of the challenges we face when we are pregnant.
Remember that when you are trying to become pregnant be aware of your environment and eating habits. Planning ahead can be an asset when it comes to a healthy pregnancy. Planning ahead may also incl...
Source: Cord Blood News - September 8, 2011 Category: Health Medicine and Bioethics Commentators Authors: Joyce Tags: babies Cord Blood medical research parents pregnancy stem cells acne during pregnancy affordable cord blood banking beauty challenges during pregnancy eczema during pregnancy hair during pregnancy mask of pregnancy nails during pre Source Type: blogs
What is the Likelihood We Will Need the Baby’s Cord Blood?Email this article to a colleague.
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Cord blood stem cells are instrumental in the treatment of many diseases, and the list is continually growing. Therefore, the answer to the above question is complicated. Stem cells are harvested from cord blood, which are then used to treat disease. You can read more about this topic here.
Entry Filed under: babies,brain development,Cord Blood,medical research,parents,pregnancy
Source: Cord Blood News - September 6, 2011 Category: Health Medicine and Bioethics Commentators Authors: Joyce Tags: babies brain development Cord Blood medical research parents pregnancy stem cells Uncategorized affordable cord blood banking cord blood banking fees cord blood banking information cord blood treatments healthy pregnancy new baby Source Type: blogs
Migraines During PregnancyEmail this article to a colleague.
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Some women who have a history of migraines have them more often when they’re pregnant; others (luckily) experience fewer of them. Many women also have migraines for the first time during pregnancy.
Because some research shows that women who suffer from pregnancy migraines may also be at increased risk for hypertension, preeclampsia, and other vascular disorders, check in with your doctor if you’re constantly suffering from a pregnancy migraine. You may want to be screened for these complications. YOu can read more about it here.
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Source: Cord Blood News - September 2, 2011 Category: Health Medicine and Bioethics Commentators Authors: Joyce Tags: babies brain development Cord Blood medical research parents pregnancy stem cells Uncategorized affordable cord blood banking cord blood collection cord blood cost cord blood information healthy pregnancy migraine headaches mig Source Type: blogs
Why Congressional Budget Office Estimates and Policy Options Are Taken Much Too SeriouslyEmail this article to a colleague.
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By Alan ReynoldsCoercive redistribution and diversity in the interests of its constituent groups are essential features of the modern welfare state. Disagreement over perceived consequences of social policy creates the demand for publicly justified “objective” evaluations. If there were no coercion, redistribution and intervention would be voluntary activities and there would be no need for public justification for voluntary trades.
−James J. Heckman (winner of the 2000 Nobel Prize in Economics), “Accounting for Heterogeneity, Diversity and General Equilibrium in Evaluating Social Programs,” National Bureau of ...
Source: Cato-at-liberty - September 2, 2011 Category: Health Medicine and Bioethics Commentators Authors: Alan Reynolds Tags: Finance, banking & Monetary Policy General Government and Politics Political Philosophy Social Security Tax and Budget Policy coercion nobel prize in economics redistribution welfare state Source Type: blogs
Three Strikes and You’re OutEmail this article to a colleague.
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By Steve H. HankeWhen the Wall Street Journal, the Financial Times and the New York Times agree on the merits of a policy, readers will understandably be confused.
At the annual rendezvous of central bankers in Jackson Hole, Wyoming this past weekend, the IMF’s new managing director Christine Lagarde asserted that Europe’s banks should be recapitalized. This, she claimed, would make the banks “safer” and improve the chances for European growth.
On August 29th, I wrote that Ms. Lagarde had misdiagnosed Europe’s banking problems and is confused. Indeed, her prescription would be deflationary...
Source: Cato-at-liberty - September 1, 2011 Category: Health Medicine and Bioethics Commentators Authors: Steve H. Hanke Tags: Finance, banking & Monetary Policy General Source Type: blogs
Mother Of 6 Winning Battle Against Leukemia Thanks To New MethodEmail this article to a colleague.
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Thanks to umbilical cord blood cells and a new way to increase the number of cells exponentially, this Colorado mother of 6 is on her way to getting better. After giving birth prematurely she began chemotherapy treatments as well an infusion of almost 2.3 billion ( thats billion with a B!!) new cells harvested from umbilical cord blood. It seems that this could be the wave of the future, and although this is still in its experimental stages, there is hope for this mom and many others. You can continue reading here.
watch this video for a comprehensive look at umbilical cord blood banking.
{Click here for a f...
Source: Cord Blood News - September 1, 2011 Category: Health Medicine and Bioethics Commentators Authors: Joyce Tags: babies brain development Cord Blood medical research parents pregnancy stem cells Uncategorized affordable cord blood banking bone marrow transplant cord blood banking information cord blood collection cord blood information cord Source Type: blogs
Ed DeMarco: A Rare Public ServantEmail this article to a colleague.
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By Mark A. CalabriaI spend a lot of time pointing out government gone wrong. Sadly it doesn’t take that much effort. But occasionally you come across someone actually doing their job and trying to protect the taxpayer. As illustrated in today’s Wall Street Journal, Edward DeMarco, the acting director of the Federal Housing Finance Agency (FHFA), which regulates Fannie Mae and Freddie Mae, is such a person.
Mr. DeMarco has continued to push back against repeated plans by the Obama Administration to use Fannie and Freddie as off-budget slush-funds (they seem to have forgotten such was one of the reasons ...
Source: Cato-at-liberty - August 31, 2011 Category: Health Medicine and Bioethics Commentators Authors: Mark A. Calabria Tags: Finance, banking & Monetary Policy Source Type: blogs
More Confusion, Now From the F.T.Email this article to a colleague.
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By Steve H. HankeYesterday, the Wall Street Journal’s editorial endorsed IMF managing director Christine Lagarde’s call to recapitalize Europe’s banks. Today, the Financial Times’ leader, “Ugly truths from a bold Lagarde” showers Ms. Lagarde’s proposal with praise.
The F.T. speculates that “Perhaps Ms. Lagarde has seen the light with new advisers.” There is evidence to suggest that this conjecture is not true. In July 2011, when the IMF filed its Article IV consultation report on Mexico, the IMF made clear that increasing banks’ capital-asset ratios would ac...
Source: Cato-at-liberty - August 31, 2011 Category: Health Medicine and Bioethics Commentators Authors: Steve H. Hanke Tags: Finance, banking & Monetary Policy General Source Type: blogs
Confusion over ConfusionEmail this article to a colleague.
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By Steve H. HankeOn August 29th, I penned “Lagarde Confused, Again.” In it, I argued that Christine Lagarde, the new managing director of the International Monetary Fund, misdiagnosed Europe’s banking crisis.
Ms. Lagarde’s assertion that Europe’s banks “need urgent recapitalization” is based on faulty economics. While the higher capital-asset ratios that Ms. Lagarde extols are intended to strengthen banks (and economies), higher ratios destroy money and are “deflationary.” This is not what a struggling Europe needs. Indeed, higher capital-asset ratios imposed on Europe&...
Source: Cato-at-liberty - August 30, 2011 Category: Health Medicine and Bioethics Commentators Authors: Steve H. Hanke Tags: Finance, banking & Monetary Policy General banks capital-asset ratios Christine Lagarde deflationary economics europe imf money Wall Street Journal Source Type: blogs
How to Soothe a Crying BabyEmail this article to a colleague.
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There are days you can soothe your baby and then there are days you can’t. We have ALL been there, and not just once! Each time your baby cries and can’t be soothed, we are thinking of the next step and solution. Sometimes all it takes is a certain way you are rocking them, or a certain type of music (maybe even your own voice!) Its easy to say either 1) i will pick them up or 2) i won’t pick them up. But when it comes right down to it each day and each time he cries and won’t stop is completely different from the time before. Here are some tips to help you cope with a cry...
Source: Cord Blood News - August 30, 2011 Category: Health Medicine and Bioethics Commentators Authors: Joyce Tags: babies brain development Cord Blood medical research parents pregnancy affordable cord blood banking breast feeding colic cord blood banking fees cord blood banking information cord blood processing healthy pregnancy helping coli Source Type: blogs
Lagarde Confused, AgainEmail this article to a colleague.
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By Steve H. HankeChristine Lagarde, the new managing director of the International Monetary Fund and former French finance minister, is confused, again. In her speech before the central bankers assembled in Jackson Hole, Wyoming this weekend, Ms. Lagarde asserted that the way forward for Europe was to recapitalize Europe’s “weak” banks. This, she claimed, would cut the “chains of contagion” and promote growth.
Nothing could be further from the truth. Even the IMF, in its July 2011 Article IV consultations with Mexico, realized that mandating higher capital-asset ratios (recapitalization...
Source: Cato-at-liberty - August 29, 2011 Category: Health Medicine and Bioethics Commentators Authors: Steve H. Hanke Tags: Finance, banking & Monetary Policy International Economics and Development Source Type: blogs
Obama Refinance Plan Sows Seeds for Another BailoutEmail this article to a colleague.
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By Mark A. CalabriaI’ve already mentioned how the rumored Obama plan to re-finance existing underwater Fannie/Freddie loans with new mortgages at as low as 4 percent would not actually do much, if anything, positive for the economy. Even worse is that such a plan would likely require a massive infusion of taxpayer dollars into Fannie Mae and Freddie Mac.
First let us start with some basics about the Fannie Mae business. According to Fannie’s most recent 10-Q (see page 28), Fannie’s current interest-earning assets, mostly mortgages, yield the company 4.59%. However, Fannie has to fund those assets....
Source: Cato-at-liberty - August 29, 2011 Category: Health Medicine and Bioethics Commentators Authors: Mark A. Calabria Tags: Finance, banking & Monetary Policy Source Type: blogs
An Amazing Indictment of Obamanomics: Banks That Don’t Want DepositsEmail this article to a colleague.
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By Daniel J. MitchellI’ve commented on the failure of Obamanomics, with special focus on how both banks and corporations are sitting on money because the investment climate is so grim. Not exactly flattering to the White House.
Using Minneapolis Federal Reserve data, I’ve compared the current recovery with the expansion of the early 1980s. Once again, not good news for the Obama administration.
And I’ve shared a couple of cartoons — here and here — that use humor to show the impact of bad public policy.
But here’s a Bloomberg story that provides what may be the most damning evidence that th...
Source: Cato-at-liberty - August 26, 2011 Category: Health Medicine and Bioethics Commentators Authors: Daniel J. Mitchell Tags: Finance, banking & Monetary Policy General Government and Politics Tax and Budget Policy big government government intervention Governmnet Spending obama obamanomics taxation Source Type: blogs
Forced Mortgage Refinance Does Not Create WealthEmail this article to a colleague.
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By Mark A. CalabriaThe New York Times has gotten Washington all worked up with the suggestion that we can turn around both the economy and the housing market if only Fannie Mae and Freddie Mac gave all underwater borrowers an automatic reduction in their interest rate.
The thinking, as illustrated by that world class economist Matt Yglesais, is “with a lower monthly interest payment, an indebted household can pay down other debts more rapidly. A less-constrained household will increase its consumption of goods and services.” What this misses is that a mortgage is one person’s liability, but anot...
Source: Cato-at-liberty - August 25, 2011 Category: Health Medicine and Bioethics Commentators Authors: Mark A. Calabria Tags: Finance, banking & Monetary Policy Source Type: blogs
State Public Pension LiabilitiesEmail this article to a colleague.
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By Mark A. CalabriaI suspect not everyone looks forward to the latest issue of the Journal of Finance to the same extent I do. After all, most of the articles are fairly technical and generally lack a direct connection to public policy (my primary interest). The August issue, however, was a real exception, having a number of articles on issues related to the financial crisis. More importantly was a paper by Robert Novy-Marx and Joshua Rauh. The paper provides estimates for the unfunded liabilities inherent in our state public employee pension system.
Under fairly reasonable assumptions, the authors calculate that th...
Source: Cato-at-liberty - August 24, 2011 Category: Health Medicine and Bioethics Commentators Authors: Mark A. Calabria Tags: Finance, banking & Monetary Policy Tax and Budget Policy Source Type: blogs
Dental care during pregnancyEmail this article to a colleague.
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For years, we’ve been told that a woman may experience dental problems during pregnancy. But popular wisdom has held that any extensive dental care to resolve a problem during pregnancy should be put on hold till after the baby is born to avoid any unanticipated issues with the treatment.
Now a study reports that it is imperative to resolve dental problems when they happen and not to wait till post-delivery. Apparently, the bacteria that may form as a result of dental problems can be transmitted to newborns in a number of ways common to mothering (you know, kissing your baby, feeding your baby, etc). Infants ar...
Source: Cord Blood News - August 20, 2011 Category: Health Medicine and Bioethics Commentators Authors: Joyce Tags: babies brain development Cord Blood parents pregnancy bacteria during pregnancy cord blood banking dental care during pregnancy Source Type: blogs
Cord blood bill signed into Florida lawEmail this article to a colleague.
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According to the Orlando Sentinel, a new bill in Florida last month requires health care providers to educate their clients about cord blood banking options, including public and private banks. In addition, the Florida Department of Health website has now included a link to a non commercial site, www.parentguidecordblood.org which explains the process of collecting cord blood at birth, the options, costs and accreditation. On this site is a cost comparison chart explaining initial and yearly costs for some private cord blood banks. Once you have done research on each bank, try to find the one that ...
Source: Cord Blood News - August 17, 2011 Category: Health Medicine and Bioethics Commentators Authors: Joyce Tags: babies brain development Cord Blood medical research parents pregnancy stem cells Uncategorized affordable cord blood banking bone marrow transplant cerebral palsy cord blood news cord blood processing cord blood research cord Source Type: blogs
Epidurals – What are they? Are they for you??Email this article to a colleague.
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Whether you’ve known from day one that you’d be asking for an epidural or have your heart set on a medicine-free birth, here’s the lowdown on epidurals and how they can take some of the pain out of labor and delivery. Remember that we are all individuals and our different thresholds of pain span the gamut from high to low. It is fortunate that for those who want medication, it is available. Here is a comprehensive article about epidurals, what they are, how they work and who can best benefit from them. You can read more here.
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Source: Cord Blood News - August 16, 2011 Category: Health Medicine and Bioethics Commentators Authors: Joyce Tags: babies brain development Cord Blood medical research parents pregnancy affordable cord blood banking due dates epidurals healthy pregnancy new baby pain management pain medication in pregnancy parenting Source Type: blogs
No Hope or Change When it Comes to Fannie MaeEmail this article to a colleague.
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By Mark A. CalabriaThe Washington Post is reporting that President Obama has assigned his staff with the task of designing a new set of government guarantees behind the U.S. mortgage market. Although as the Post also reports the “approach could even preserve Fannie Mae and Freddie Mac.” That’s correct. Despite their role in driving the housing bubble and the already $160 billion in taxpayer losses, President Obama appears to be considering just putting the same failed system in place. Of course, we’ll be promised that it will all work better this time.
Perhaps most offensive is that the Post reports...
Source: Cato-at-liberty - August 16, 2011 Category: Health Medicine and Bioethics Commentators Authors: Mark A. Calabria Tags: Finance, banking & Monetary Policy austan goolsbee distortion fannie mae freddie mac housing bubble housing market housing subsidies mortgage market President Obama Washington Post Source Type: blogs
Deficits, Debt, and DebasementEmail this article to a colleague.
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By David BoazThe New York Times editorializes that the Federal Reserve should be “more aggressive” in pumping more money into the slow economy. A couple of weeks ago the Times was breathlessly hyping the mythical fear of “default” if the debt ceiling wasn’t promptly raised. With that problem out of the way, the paper now quietly recommends a slow default on the national debt:
A more aggressive strategy would be letting inflation rise above the Fed’s comfort level of 2 percent or so to, say, 4 percent. That could help the economy by easing the repayment of debt.
“Easing the repayment of...
Source: Cato-at-liberty - August 12, 2011 Category: Health Medicine and Bioethics Commentators Authors: David Boaz Tags: Finance, banking & Monetary Policy Source Type: blogs
Easy Money from the Federal Reserve Is Not the Solution for America’s Economic ProblemsEmail this article to a colleague.
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By Daniel J. MitchellAllen Meltzer, an economist at Carnegie Mellon University, writes today in the Wall Street Journal about the Fed’s worrisome announcement that it will continue the easy-money policy of artificially low interest rates.
Professor Meltzer’s key point (at least to me) is that the economy is weak because of too much government intervention and too much federal spending, and you don’t solve those problems with a loose-money policy – especially since banks already are sitting on $1.6 trillion of excess reserves. (Why lend money when the economy is weak and you may not get repaid?)
Meltzer then outline...
Source: Cato-at-liberty - August 12, 2011 Category: Health Medicine and Bioethics Commentators Authors: Daniel J. Mitchell Tags: Finance, banking & Monetary Policy Tax and Budget Policy allen meltzer Easy Money Fed fed policy Federal Reserve monetary stimulus quantitative easing Source Type: blogs
Government to Punish S&P for DowngradeEmail this article to a colleague.
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By Mark A. CalabriaIt’s a little too early to really tell what is going on here, but it certainly looks suspicious to me that a week after the rating agency Standard &Poor’s downgraded the U.S. government, we now have the Securities and Exchange Commission starting an insider-trading investigation of who inside S&P worked on the downgrade. This comes on top of an announced Senate probe into S&P’s decision.
I’ve long argued for reducing the role and influence of the rating agencies when it comes to financial regulation. One of the few things the Dodd-Frank Act got correct was pushing ...
Source: Cato-at-liberty - August 12, 2011 Category: Health Medicine and Bioethics Commentators Authors: Mark A. Calabria Tags: Finance, banking & Monetary Policy Debt Downgrade ratings agencies securities and exchange commission Source Type: blogs
10 ways grandparents can stay out of troubleEmail this article to a colleague.
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Being a grandparent is easy, you get to lavish all the love and hugs to your new grandchild and then you get to leave. Or not. Its a slippery slope being a grandparent these days. There is so much information on the internet about pregnancy, labor and delivery, cord blood banking, and child rearing that it is dizzying. Things are different now than they were ‘back in the day’ and as grandparents you must learn to move forward with your child and grandchild in order to promote a successful grand-parenting experience for everyone. Here is a great article about how to do just that.
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Source: Cord Blood News - August 9, 2011 Category: Health Medicine and Bioethics Commentators Authors: Joyce Tags: babies brain development Cord Blood medical research parents pregnancy stem cells Uncategorized affordable cord blood banking breast feeding child rearing childbirth due dates grandparenting grandparents healthy pregnancy l Source Type: blogs
Responding to the DowngradeEmail this article to a colleague.
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By Caleb O. BrownCato Senior Fellow Jagadeesh Gokhale argues today that S&P has left little doubt that credit rating agencies’ credibility has suffered because of the recent downgrade of U.S. Treasuries. He argues that the response from the President leaves much to be desired. On the tax increases proposed by the President today to cover entitlement spending, he says
It’s basically impossible to tax our way out of this commitment. If we try to impose huge taxes on the backs of workers and younger generations, we will destroy the incentives to work and destroy the incentives to people who can provide capital...
Source: Cato-at-liberty - August 8, 2011 Category: Health Medicine and Bioethics Commentators Authors: Caleb O. Brown Tags: Finance, banking & Monetary Policy Tax and Budget Policy Source Type: blogs
Standard & Poor’s $2 Trillion Error Was Political Lobbying, Not an Innocent MistakeEmail this article to a colleague.
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By Alan ReynoldsThe infamous $2 trillion error involved in the Standard and Poor’s downgrade was no mistake. It was largely the result of an unseemly urge to take sides in the partisan struggle over near-term tax policy, with no weight at all given to longer-term entitlement spending. “Our ratings,” the agency later explained, “are determined primarily using a 3-5 year time horizon,” and “the ratings decision to lower the long-term rating to AA+ from AAA was not affected by the change of assumptions regarding the pace of discretionary spending growth.” In other words, it’s all about taxes.
Amazingl...
Source: Cato-at-liberty - August 8, 2011 Category: Health Medicine and Bioethics Commentators Authors: Alan Reynolds Tags: Finance, banking & Monetary Policy Tax and Budget Policy Source Type: blogs
Obama’s Failed Response to the Downgrade and the Outlook for Fixing America’s Spending CrisisEmail this article to a colleague.
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By Daniel J. MitchellPresident Obama just spoke about the downgrade and his remarks were very disappointing. He uttered some empty platitudes, offered no plan, (amazingly) called for more government spending, and continued his advocacy of class-warfare taxation.
So what does this mean? Other than expecting volatility, I have no idea what will happen in financial markets over the next few days. But I can opine about the downgrade, Obama’s unserious response, and what it means in terms of public policy over the next few years and into the future.
Notwithstanding the President’s cavalier attitude, America is in tr...
Source: Cato-at-liberty - August 8, 2011 Category: Health Medicine and Bioethics Commentators Authors: Daniel J. Mitchell Tags: Finance, banking & Monetary Policy General Government and Politics Tax and Budget Policy big government debt Debt Downgrade deficit Entitlements fiscal crisis government spending obama Source Type: blogs
Baby Body Language: The BasicsEmail this article to a colleague.
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So here you are, your baby has arrived and what?? no manual??? We have all been to ‘that place’ where we just don’t know what to do with our) crying baby 2) wakeful baby and 3) always hungry baby. It isn’t as easy as 1) soothe your baby 2) put y our baby to sleep and 3) feed your baby.
Here are some helpful hints and answers to the out of the ordinary questions about parenting and newborns.
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Source: Cord Blood News - August 8, 2011 Category: Health Medicine and Bioethics Commentators Authors: Joyce Tags: babies Cord Blood medical research parents pregnancy affordable cord blood banking breast feeding colic due dates healthy pregnancy infant colic new baby newborn Source Type: blogs
What Are the Consequences of the Downgrade?Email this article to a colleague.
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By Daniel J. MitchellEven though I predicted it had to happen at some point because of the Bush-Obama spending binge and America’s giant long-run entitlement crisis, I confess that I’m somewhat surprised that the United States has suffered a debt downgrade for the first time.
That being said, I don’t think the downgrade will matter. Everyone knew the U.S. was heading in the wrong direction before the announcement by Standard & Poor. Moreover, big investors have very few attractive options for where to place their money – thanks to a weak global economy. As such, I suspect the federal government will still be ab...
Source: Cato-at-liberty - August 8, 2011 Category: Health Medicine and Bioethics Commentators Authors: Daniel J. Mitchell Tags: Finance, banking & Monetary Policy Government and Politics Tax and Budget Policy Source Type: blogs
Facebook Lets Expectant Parents Add Unborn Children to Friends & FamilyEmail this article to a colleague.
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Expectant parents can announce the good news to their Facebook friends via a brand new Facebook family member status option. We’ve told you about the online blogging FB journal set up by some expectant parents. This new section allows parents to be to update their pregnancy, including due dates, photos and perhaps the baby’s name. Once added, the unborn child is listed alongside family members on the user’s profile, and a notification is posted on the user’s Facebook wall. Is this TMI? Or just another way to enjoy your pregnancy? Its all about social media these days, so it se...
Source: Cord Blood News - August 3, 2011 Category: Health Medicine and Bioethics Commentators Authors: Joyce Tags: babies brain development Cord Blood medical research parents pregnancy stem cells Uncategorized affordable cord blood banking blogging journal about pregnancy due dates Facebook healthy pregnancy new baby parenting sonogram Source Type: blogs
Why do I need prenatal vitamins, and how do I pick the best kind?Email this article to a colleague.
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If your body is lacking in certain vitamins and minerals, taking prenatal vitamins is a must. Besides the obvious like calcium and iron, it is very very important to make sure you get enough folic acid. This helps to reduce the risk of neural tube defects,such as spina bifida among others. Making sure you are healthy inside and out during your pregnancy can only increase your chances of a having a healthy baby. If you are planning on becoming pregnant, make sure to start taking your prenatal vitamins before you try to conceive. It can only help !!
For answers from the community of thebump.com, you can r...
Source: Cord Blood News - August 1, 2011 Category: Health Medicine and Bioethics Commentators Authors: Joyce Tags: babies brain development Cord Blood medical research parents pregnancy stem cells Uncategorized affordable cord blood banking bone marrow transplant due dates healthy pregnancy neural tube defects parenting prenatal vitamins Source Type: blogs
What to Read on the Financial Crisis, Part III: ScholarlyEmail this article to a colleague.
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By Mark A. CalabriaPreviously I’ve offered suggested readings for understanding the financial crisis. Part II focused on “popular” works. What follows is my list of suggested books, written mostly by academics, that give a more scholarly analysis of the crisis. Also see my Part I. They are, by definition, less accessible than the popular works, but they do generally offer consistent frameworks for understanding the crisis and rely more on explaining underlying forces, rather than focus on individuals. All of these are also written for general audiences. Again this is a highly selective list ba...
Source: Cato-at-liberty - July 28, 2011 Category: Health Medicine and Bioethics Commentators Authors: Mark A. Calabria Tags: Finance, banking & Monetary Policy Source Type: blogs
Republicans Employ Education Weapons, TooEmail this article to a colleague.
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By Neal McCluskeyA couple of days ago I blasted President Obama for, in repugnant tradition, using “education” as a political weapon, invoking it to scare Americans into demanding increased taxes for “the rich.” House Speaker John Boehner, thankfully, did not abuse education similarly in his rebuttal. But his proposal for raising the debt ceiling illustrates just how weak the GOP’s commitment is to returning the federal government to its constitutional — and affordable — size. And I say this not because of the relative puniness of his proposed cuts, but what the propo...
Source: Cato-at-liberty - July 28, 2011 Category: Health Medicine and Bioethics Commentators Authors: Neal McCluskey Tags: Education and Child Policy Finance, banking & Monetary Policy General Tax and Budget Policy debt John Boehner Neal McCluskey obama pell grants Republicans Source Type: blogs
Harlem Hospital Promotes Collection of Life-Saving Umbilical BloodEmail this article to a colleague.
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Since its inception in December, the Harlem Hospital has collected 20 units of cord blood, well above their expectations and a desperately needed boost in the African-American and Latino communities where donations of bone marrow and cord blood lag severely behind that of whites. Umbilical cord blood has unique characteristics that make it desirable for transplants. Of the 9 million potential bone marrow donors on the national registry, only 650,000 — or 7 percent — are African American. Caucasians make up almost 80 percent of the national donor registry . It’s a disparity that leaves Af...
Source: Cord Blood News - July 26, 2011 Category: Health Medicine and Bioethics Commentators Authors: Joyce Tags: babies brain development Cord Blood medical research parents pregnancy stem cells affordable cord blood banking bone marrow cerebral palsy cord blood and minorities cord blood banking information cord blood collection cord blood Source Type: blogs
Use of PHRs remains weakEmail this article to a colleague.
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While the HITECH incentives are intended to move the country toward comprehensive use of EHRs, many HIT proponents have been banking on patient demand for access to their records as the real key to pushing providers forward.
The problem, however, is that if the use of Personal Health Records (PHRs) is taken as a good indication of growing patient interest, that demand is still barely registering.
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Source: Healthcare IT News Blog - July 26, 2011 Category: Technology Consultants Authors: Jeff Rowe Tags: ARRA/Stimulus banking CSC Source Type: blogs
What to Read on the Financial Crisis, Part II: PopularEmail this article to a colleague.
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Last week I offered my suggestion on the one book you should read, if you really want to understand the financial crisis. In this Part II, I offer a list of popular books, mostly written by journalists, along with very brief thoughts. Part III, to come, will focus on more “scholarly” books.
As general rule, these popular books lack a theoretical framework of the crisis. They often have the feel of a “bad people did bad things” narrative. These are only books I’ve actually read (and remember), so its a selective list. Some are insider stories of only a single firm, and hence, somewhat lim...
Source: Cato-at-liberty - July 25, 2011 Category: Health Medicine and Bioethics Commentators Authors: Mark A. Calabria Tags: Finance, banking & Monetary Policy financial crisis glass-steagall subprime mortgages Source Type: blogs
Who Wants To Be ‘Too-Big-To-Fail’?Email this article to a colleague.
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I’ve argued that the Dodd-Frank financial reform bill does not end “too-big-to-fail”, that is the belief that certain companies are implicitly backed by the government because policy-makers are unlikely to let said institutions actually fail. By naming some companies as ”systemically important” — as required by Dodd-Frank — the government is actually sending a signal as to who is likely to be bailed out.
As evidenced by regulators’ behavior during the financial crisis, the prime beneficiaries would be the creditors of these companies, as even when shareholders and m...
Source: Cato-at-liberty - July 25, 2011 Category: Health Medicine and Bioethics Commentators Authors: Mark A. Calabria Tags: Finance, banking & Monetary Policy bank regulators banks congressman frank debt markets financial crisis financial institutions hedge funds insurance companies private equity shareholders Source Type: blogs
US Has Already Been DowngradedEmail this article to a colleague.
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Lost in all the concerns over how Moody’s and S&P will view any deal to raise the debt ceiling and whether such a deal addresses our country’s long term budget imbalances is the fact that at least three rating agencies have already downgraded U.S. government debt. One of these agencies, Weiss Ratings, treats U.S. government debt as barely better than “junk” or speculative grade.
It would be easy to dismiss these agencies as irrelevant and attempting to simply grab attention, but at least one of these agencies, Egan-Jones, has a track record of correctly predicting problems at such companies as...
Source: Cato-at-liberty - July 25, 2011 Category: Health Medicine and Bioethics Commentators Authors: Mark A. Calabria Tags: Finance, banking & Monetary Policy Tax and Budget Policy bear stearns debt ceiling egan jones enron government debt lehman brothers weiss ratings worldcom Source Type: blogs
The Banking Deregulation that Mattered (and Actually Happened)Email this article to a colleague.
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One commonly heard refrain is that the deregulation of banking caused the financial crisis. To those of us that have actually spent years working on banking policy, such a claim is met with surprise. What banking deregulation? The usual response, with generally an absolute lack of detail or argument, is the repeal of Glass-Steagall by the Gramm-Leach-Bliley Act (GLB). When the proponents of this claim bother to offer any explanation (in some circles simply invoking the name “Phil Gramm” substitutes for any analysis), it usually goes like this:
With Glass-Steagall dead and gone, financial instituti...
Source: Cato-at-liberty - July 22, 2011 Category: Health Medicine and Bioethics Commentators Authors: Mark A. Calabria Tags: Finance, banking & Monetary Policy banking deregulation banking reform financial crisis glass-steagall gramm-leach-bliley Phil Gramm riegle-neal Source Type: blogs
Cord Blood Banking – a decision for Mom and DadEmail this article to a colleague.
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Examiner.com/Grand Rapids MI has just posted a comprehensive article explaining cord blood banking, its uses and what to look for if you are choosing to bank your baby’s cord blood privately as well as publicly. The author, Nancy Zielinski, is an expert in the fields of public and sexual health. You can read more here.
Source: Cord Blood News - July 21, 2011 Category: Health Medicine and Bioethics Commentators Authors: Joyce Tags: babies brain development Cord Blood medical research parents pregnancy stem cells Uncategorized affordable cord blood banking bone marrow transplant cerebral palsy cord blood cost cord blood donation cord blood processing cord Source Type: blogs
Must-Know Tips for Summer SafetyEmail this article to a colleague.
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Have you seen the summer forecast across the country???? The heat wave started in the West and is gradually moving towards the East Coast. Here are a few suggestions on how to have fun, safely, in the sweltering summer heat….
If you go to the beach, earlier in the morning and later in the afternoon after 4:00 are the best times to keep you and your family from sunburn. Remember, you still need sunscreen but the sun is at its hottest mid-day.
Wearing a hat and a lightweight cover-up are 2 excellent ways to prevent sunburn as well. Wearing a hat can prevent sunstroke, when your body cannot m...
Source: Cord Blood News - July 20, 2011 Category: Health Medicine and Bioethics Commentators Authors: Joyce Tags: babies brain development Cord Blood medical research parents pregnancy stem cells Uncategorized affordable cord blood banking beach bone marrow transplant DEET free repellent due dates healthy pregnancy new baby SPF nature tr Source Type: blogs
Tim Geithner’s Alternate RealityEmail this article to a colleague.
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When I turned to today’s Wall Street Journal editoral page, I thought it had been replaced by the Onion, for here was Treasury Secretary Tim Geithner offering a version of history that bears little resemblence to the truth. But then again this is the same guy who claimed he’d never been a bank regulator despite having been President of the NY Federal Reserve (before and during the crisis).
Maybe the most humorous lines: “The president made two key decisions…second, he asked us to write draft legislation rather than propose broad principles. The president did not want the new rules to end up b...
Source: Cato-at-liberty - July 20, 2011 Category: Health Medicine and Bioethics Commentators Authors: Mark A. Calabria Tags: Finance, banking & Monetary Policy Source Type: blogs
What Is an Umbilical Cord Blood Transplant?Email this article to a colleague.
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An umbilical cord blood transplant is a procedure used to treat various forms of blood disease, such as leukemia, certain types of anemia, and other forms of cancer. The umbilical cord contains stem cells, which can develop into healthy blood cells. Cord blood for an umbilical cord blood transplant can be used from the patient’s own umbilical cord, if it was banked, or from a donor’s cord blood.
Banking your baby’s umbilical cord blood is very important in case your child ever needs it. There are many diseases it can help such as cerebral palsy, leukemias, myeloldysplastic syndromes (pre-leukemia) l...
Source: Cord Blood News - July 19, 2011 Category: Health Medicine and Bioethics Commentators Authors: Joyce Tags: babies brain development Cord Blood medical research parents pregnancy stem cells Uncategorized affordable cord blood banking blood disease bone marrow transplant cancer. cerebral palsy cord blood banking fees cord blood bankin Source Type: blogs
What to Read on the Financial Crisis, Part IEmail this article to a colleague.
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I really couldn’t find anything in John Tamny’s fairly critical review of Reckless Endangerment by Gretchen Morgenson and Joshua Rosner to disagree with, but still I liked the book. That may be because I spent most of the last decade as a staffer on the Senate Banking Committee, and I know that Josh was one of the few raising the early alarm bells about Fannie, Freddie (and FHA).
But I’ve also come to conclude that I liked the book because pretty much everything I’ve read on the financial crisis, regardless of who wrote it, has some pretty big flaws. So now I have a pretty low bar for what̵...
Source: Cato-at-liberty - July 19, 2011 Category: Health Medicine and Bioethics Commentators Authors: Mark A. Calabria Tags: Finance, banking & Monetary Policy Source Type: blogs
Advice I’m tired of hearing…Email this article to a colleague.
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Sometimes, people just say the wrong thing, other times they say nothing at all. Giving advice to a pregnant woman is never, ever, a good idea, even if you have the best of intentions. People mean well, but there are times during pregnancy that we just want to make the important decisions that are right for us. Topics from having pain medications during labor and delivery, to breast feeding are very personal indeed. Read here for one woman’s take on getting advice from other new moms, and people who think their advice is the last word..
{Click here for a free information ...
Source: Cord Blood News - July 15, 2011 Category: Health Medicine and Bioethics Commentators Authors: Joyce Tags: babies brain development Cord Blood medical research parents pregnancy stem cells Uncategorized affordable cord blood banking babble.com breast feeding pregnancy advice Source Type: blogs
The CAP-AEI Fannie Mae Food FightEmail this article to a colleague.
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By Mark A. CalabriaIt’s probably never wise to inject oneself into the middle of a food fight, but since I think both sides actually have something right and something wrong, its been a worthwhile debate to follow. That is the ongoing debate between Peter Wallison at the American Enterprise Institute and David Min at the Center for American Progress (at least we can all agree we love America) on the role of Fannie Mae (and Freddie Mae) in the financial crisis. If you can’t guess, Peter says Fannie/Freddie caused the crisis, David says they didn’t.
David makes an interesting point, one I’ve actua...
Source: Cato-at-liberty - July 15, 2011 Category: Health Medicine and Bioethics Commentators Authors: Mark A. Calabria Tags: Finance, banking & Monetary Policy american enterprise institute bubbles Center for American Progress commercial real estate credit bubble dodd elizabeth warren fannie freddie fannie mae financial crisis housing market interest rat Source Type: blogs
What are Umbilical Stem Cells?Email this article to a colleague.
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Cord-Blood Banking
Here is an excerpt from an article on kidshealth.org
After a baby is delivered, the mother’s body releases the placenta, the temporary organ that transferred oxygen and nutrients to the baby while in the mother’s uterus. Until recently, in most cases the umbilical cord and placenta were discarded after birth without a second thought. But during the 1970s, researchers discovered that umbilical cord blood could supply the same kinds of blood-forming (hematopoietic) stem cells as a bone marrow donor. And so, umbilical cord blood began to be collected and stored.
What are blood-forming stem cel...
Source: Cord Blood News - July 13, 2011 Category: Health Medicine and Bioethics Commentators Authors: Ilene at mazelabs.com Tags: babies Cord Blood medical research parents pregnancy stem cells Uncategorized affordable cord blood banking cord blood banking fees cord blood donation cord blood treatments healthy pregnancy umbilical stem cells Source Type: blogs
Did Dodd-Frank End Too-Big-To-Fail?Email this article to a colleague.
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By Mark A. CalabriaWith the one-year anniversary of the Dodd-Frank Act approaching, it seems a reasonable time to ask if the Act achieved one of its primary stated goals: ending the too-big-to-fail status of our largest banks. After all, we are beyond the financial panic and the Act has had a year to work.
Now one could simply ask, what does the law say? Well, to give its proponents some due, Dodd-Frank does suggest in a few sections that large banks, or other companies, will not be rescued. But then previous laws also said that Fannie Mae and Freddie Mac wouldn’t be rescued either. So much for the letter...
Source: Cato-at-liberty - July 13, 2011 Category: Health Medicine and Bioethics Commentators Authors: Mark A. Calabria Tags: Finance, banking & Monetary Policy Source Type: blogs
Prenatal Massage Tips to Relieve Headaches, Fatigue, Nausea & more…Email this article to a colleague.
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The quiet, the calm, the massage, the alone time…… When you are pregnant, your body can ache, you may get headaches from hormones or exhaustion. You might feel nauseous and over all malaise. If you have the time try to get a prenatal massage. During pregnancy, women suffer from all sorts of discomforts. Unfortunately, traditional medicine offers few ways of alleviating these problems. By learning how to soothe aches and pains with safe, therapeutic massage techniques, moms-to-be can learn to better cope with the changes of pregnancy. Learning how to take charge of her own pregnancy can help an expec...
Source: Cord Blood News - July 12, 2011 Category: Health Medicine and Bioethics Commentators Authors: Joyce Tags: babies brain development Cord Blood medical research parents pregnancy stem cells Uncategorized affordable cord blood banking baby cord blood maze cord blood breast feeding cord blood banking information cord blood processing cor Source Type: blogs
Put Federal Flood Insurance Out of Its MiseryEmail this article to a colleague.
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By Mark A. CalabriaThe House of Representatives is scheduled this week, as early as today, to consider an extension and “reform” of the National Flood Insurance Program (NFIP), administered by FEMA. Since Hurricane Katrina in 2005, the NFIP has been about $18 billion in the hole. And this is from a program that only collects around $2 billion a year in premiums, which barely covers losses and expenses in a normal year. So make no mistake, the NFIP is still on course to cost the taxpayer billions more in the future.
Even before Katrina, the Congressional Budget Office estimated that the NFIP was receiving a subs...
Source: Cato-at-liberty - July 12, 2011 Category: Health Medicine and Bioethics Commentators Authors: Mark A. Calabria Tags: Finance, banking & Monetary Policy fema flood insurance housing bubble Hurricane Katrina National Flood Insurance Program private market risk taxpayers Source Type: blogs
